- Spearheading development and execution of comprehensive financial strategy aligned with overarching business objectives, driving long-term growth and profitability.- Providing strategic financial counsel to CEO informing key decisions and initiatives.- Leading annual budgeting process, financial forecasting, and modeling, optimizing resource allocation and capital utilization.- Overseeing preparation of accurate and timely financial reports, ensuring compliance with regulatory standards and internal policies.- Managing cash flow, liquidity, and capital allocation strategies, optimizing financial performance and funding for operational and expansion needs.- Implementing robust financial controls, policies, and procedures, safeguarding company assets and ensuring regulatory compliance.- Evaluating and mitigating financial risks through effective risk management practices.- Driving continuous improvement initiatives across finance and accounting functions, enhancing efficiency and productivity.

• Providing leadership, direction and management to the finance and accounting team. Ensuring that financial and accounting policies and procedures are in accordance with statutory regulations and global standards (IFRS) and complying with risk management and internal controls policies. • Responsible for preparation and implementation of financial strategy, policies & procedures and financial controls framework in order to ensure the achievement of organization-wise financial objectives and financial stability. • Advising on long-term business and financial planning by participating in top-level decision-making process.• Studying the short-term and long-term economic trends and their impact on future growth, market share, investments, projects and capital ventures.• Identifying and addressing financial risks and materializing the opportunities like expansion into new projects and markets• Overseeing the company’s fiscal activity, including budgeting, forecasting, reporting, auditing and compliance with applicable laws, rules and regulations. • Preparing the feasibility reports for investments in various projects and monitoring their cash flows, NPV, ROI, Payback Period etc.• Discovering ways to reduce the costs. Analyzing the operations to identify areas in need of reorganization, downsizing, or elimination.• Contract negotiation and ensuring adherence to covenants with banks, authorities, business partners and other external parties.• Leading the implementation of Performance Management System to recognize and reward good performance and promote a culture of accountability and merit. • Creating business value through technology, ensuring the tech systems and procedures lead to outcomes in line with organizational goals. • Plan, assign and review work of staff to ensure that group objectives are met. • Assisting in hiring, training and resource development initiatives.

• Carried out the responsibilities for the planning, implementation, managing and running of all the finance, operations and marketing activities of the company.• Assisted the managing director in the creation of a strategic plans, including methods to increasing revenue, reducing costs, budgets, forecasts, and overseeing current and future investments and capital structures.• fostered the relationships with partners, vendors, clients, banks and investors.• Tracked cashflow and analyzed the company's financial strengths and weaknesses; proposed corrective actions.• Ensured the enforcement of effective internal controls and compliance with US-GAAP/IFRS and applicable federal, state and local regulatory laws.• Acted as liaison between real estate agents, clients, attorneys, property inspectors, appraisers, escrow companies, and lenders/mortgage brokers during the process of a real estate sale and effectively managed the administrative tasks involved in closing a deal.• Prepared all the listing materials including listing agreement, sellers’ disclosures, comparative market analysis (CMA), online property profile, research old ‘multiple listing service (MLS)’ listings.• Executed Input of all the listing information into MLS and marketing websites, and updated as needed.• Coordinated showings and all public/broker open house events.• Overseen all the aspects of buyer and seller transactions from executed purchase agreement to closing.• Put together a commission statement for listings; verified commissions and other prorations for buyer side transactions prior to closing.• Maintained accurate and compliant files for all transactions. Created house-files in Dotloop/DocuSign, soft copies in Dropbox and physical record for all transactions.• Followed through the Inputs of all necessary information into client database and transaction management systems.(Worked in Pakistan-based office, whereas, the Head Office was in Oak Brook, Illinois, USA)

• Prepared the annual capital and operating budgets, forecasts and all financial reporting and analysis.• Directed corporate decision-making and planning by monitoring and setting policies and procedures to optimize fiscal performance.• Formulated strategic plans and supported tactical initiatives to execute cost-savings deliverables.Prepared corporate fiscal and business plans to help strategically direct business operations and strengthen controls.• Mitigated risk by implementing internal controls and safeguards for revenues and expenditures.• Developed financial strategy, including risk minimization plans and opportunity forecasting• Supervised the financial team and managed the finance function• Analyzed capital investments, contract negotiations, and pricing decisions• Completed journal entries, reconciliations and account analysis to prepare quarterly financial documents and general account management.• Ensured the accuracy of the organization’s financial results and reports• Improved efficiencies and reduced costs across the business• Ensured that financial reports comply with International Accounting Standards (IAS) and International financial reporting standards (IFRS)• Complied with applicable laws, financial regulations, tax matters and reporting requirements• Managed account receivable, accounts payable and payroll processing• Provided treasury and cash management by overseeing reconciliation of banking activity, credit card processing and sales tax returns.• Prepared balance sheets, cash flow reports and income statements.

Arveen General Trading LLC was engaged in trading of agricultural commodities particularly dairy ingredients, butter, cheese, Whey Protein Concentrate, Milk Protein Concentrate, skimmed and whole milk powder, lentils, raw and white sugar, soya-bean, tea, coffee, and rice. My role was to supervise accounting and finance functions of Arveen and its associated and subsidiary companies. I directly reported to VP & Group Finance Manager, and assisted him in all operational, financial and administrative jobs. Brief Job Description:• Managed and executed the entire Accounts and Finance function activities of Arveen and its associated and subsidiary companies.• Ensured maintenance of adequate system of accounting records and comprehensive set of internal controls• Liaison with banks, financial institutions, consultants, auditors, customers, suppliers, UAE EconomicsDept, Dubai Chamber of Commerce, and other third parties• Coordinated logistics and other supply chain functions• Ensured accurate and periodic closure of books of accounts. Participated and supported the budgeting and forecasting activities• Cash and bank management. Prepared cash budget and reconciliations for banks, buyers, suppliers, and inter-companies’ accounts• Prepared fixed assets schedules, sales and purchase reports, and managed payments to suppliers and creditors• Carried out receivables and payables aging analysis and prepared accounting schedules for directors to support decision-making• Prepared MIS reports for various cost saving and profit maximization analysis. Computed gains and losses on foreign exchange transactions• Furnished all import and export documentation, including Commercial Invoice, Packing List, Certificate of Origin, Bill of Lading etc• Monitored import and export shipments and regularly updated shipping schedules• Collaborated with Dubai Chamber of Commerce, shipping companies and advising banks for Letter of Credit Documentation

• Managed the entire operations of the branch according to the Bank’s policies & procedures and Central Bank’s regulations. • Monitored cash, remittance, clearing, online, account opening and all other branch activities. • Liaison with Sales Department and with internal, external and Central Bank’s auditors. • Ensured budgetary control and management reporting. Supervised Branch front and back-office functions. • Carried out responsibilities and duties of Branch Manager in his absence as acting Branch Manager.• Monitored, supervised and authorized daily financial and non-financial transactions. Ensured effective implementation of controls to avoid possibility of frauds, forgeries and operational losses; identified weaknesses and suggested possible workable solutions. • Served as joint custodian of branch vault keys; and supervised proper record keeping of security stationery. • Ensured that the cash available in branch was within prescribed insurance limits set by Bank and according to the needs of the branch. • Ensured that customers’ queries and complaints were resolved in reasonable time. Exercised due diligence on matters related to compliance with the Bank’s standards, and regulatory requirements related to Anti-Money Laundering and KYC (Know Your Customer).

• Executed tasks related to account opening, customers’ account management, financial instruments clearing and online funds transfer, cash handling, manager’s cheque, pay order, remittance, term deposits, bills for collection and letter of credit transactions.• Ensured proper record keeping of bank’s security stationery. • Executed ‘Start of Day and End of Day’ processes and maintained data backups in accordance with Bank’s Disaster Management Policy.• Complied with regulatory guidelines and requirements.• Maintained friendly and professional customer interactions.