• The information on the 1003 application, such as bank deposits and payment histories, are then verified. Any credit derogatory, such as late payments or judgments require a written explanation from Borrower.• The application and verify all of the information provided on it. If any parts of application are unclear or require further clarification, ask for additional information in order to complete the loan approval.• Checking for Proof of Employment, Assets, Debt, Income, and Homeowners Insurance documents for validity.• Verifying Appraisals, Credit Reports, title reports and Payoff Information provided.• And examines the Appraisal and Title Report checking for property issues that may require further investigation. • Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals. Maintained compliance with lending, underwriting and government requirements.• Calculation of (Loan Amount, Payoff, Discount Charges, Dates) to be charged to the Borrower.• Verifying all documents present in package and updating the details in client portal for approval• Reviewing the Closing disclosure and verifying the accurate fees charged.• Analyzed pay stubs and W-2's for authenticity.• Calculated debt to income ratios from financial statements, determining eligibility for loan.• Evaluated overall loan documents for accuracy, completeness and compliance, ensuring loan was marketable.• Ensured compliance with corporate underwriting protocols.• Analyzed Credit, capacity, cash, and collateral resulting in loan approval, denial, or counteroffer.• Review credit reports to determine approval eligibility