- Assist with company, branch and mortgage loan originators license (MLO) applications- Assist with responding to company, branch, and MLO license deficiencies- Responsible for maintaining records and spreadsheets of company and branch licensing- Responsible for Secretary of State & DBA Filings- Responsible for Local Business Licenses- Responsible for Officer and Qualified Individual Changes- Surety Bond Administration- FHA Branch Registrations- Responsible for daily monitoring of Licensing Support Inbox- Branch License & Compliance Posters Distribution- Miscellaneous Administrative Support: Ordering checks, shipping documents, obtaining signatures, paying invoices, etc.- Assist with investor and broker applications and renewals

- Guaranteed Rate acquired Stearns Lending, LLC. - Preparation of new state license applications, maintenance of existing company, branch and MLO licenses for Preferred Partners, Joint Ventures, Consumer Direct and Guaranteed Rate’s company-paid team.- Analyze deficiencies that affect company, MLO and branch licensing to ensure compliance with state regulations.- Built strong relationships with regulators.- Troubleshoot software related issues involving Empower, Orjin and Track Via; and update internal systems, with license information.- Review and identify licensing prerequisites on a state by state basis.

- Responsible for maintaining the licensing functions of 500+ Mortgage Loan Originators (MLO’s) and 200+ Retail and Region Operation (ROC) branch locations. Prepare MLO’s SAFE Compliance Audit Reports and utilize the Nationwide Multistate Licensing System (NMLS) for all MLO’s and Branches. - Process MLO, branch, and company licenses for 12 different companies. - Process Federal/State background checks and order surety bonds. - Analyze deficiencies that effect the company, branch and MLO licenses to ensure that the license remains in compliance with state regulations.- Order state required education courses, schedule tests, assist with the input of individual (MU4) personal records, analyze, and fulfill state licensing requirements, handle payments for various licensing costs.- Process new license approvals on different levels ranging from city to state for the various entities and individuals. - Ongoing audit of branch and individual records to maintain accuracy and compliance.- Troubleshoot software related issues involving Empower, Orijin, Track Via- Research law/statute license requirements for each state and help clarify licensing requirements to individuals.- Handle sensitive information for officers of the company and individuals to stay in compliance with license state regulations.

- Researched requirements and prepared new state license applications, maintained existing company, branch and MLO licenses, and coordinated the timely filing of all license renewals.- Followed up on the status of applications, troubleshoot problems/resolved issues, reported to management on current status of all applications, and see applications through to completion.- Tracked and provided notice of all upcoming licensing deadlines, including applicable compliance requirements.- Ordered pre-licensure education and state exams for new state licenses.- Monitored continuing education requirements for MLOs and ensure they are met prior to license renewals.- Periodically perform compliance checks to ensure MLO information is accurate in NMLS and employee files- Monitored and promptly responded to all licensing authority requests and correspondence.- Ensured appropriate organization, documentation and reporting on each of the foregoing.- Compiled loan specifics and financial statement data to be filed with licensing authorities.- Assisted with drafting license requirements policies, procedures, and training.

- NMLS Administrator – manage all corporate & branch licensing, renewals, new applications, updates, and amendments through NMLS, and maintain current licenses for the company.- Handled all types of licensing matters, including Change of Address, Change of Control, Addition of Locations, Addition or Removal of Executive Officers and Renewals and Annual Reports; Registration of qualified individuals.- Ordered pre-license education, and state S.A.F.E. tests for Loan Originators, required by SAFE Act and individual state regulations for new state licenses.- Ordered continuing education for Loan Originators and other employees holding mortgage licenses.- Responsible for ordering and maintaining surety bonds, certificate of authority/good standing certificates. - Prepared for and responded to state examinations and audits.

- Obtained and maintained company licenses for mortgage loan servicing, originations, and debt collection activities.- Prepared license applications, renewals, and annual reports, as well as, tracking the status of each application, renewal and annual report until approved.- Responsible for all licensing matters, including but not limited to, change of address, additional locations, adding and removal of executive officers and surrender of licenses; maintenance of the certificate of authorities/good standings, surety bonds, fidelity bonds, errors and omissions, and fingerprinting, as required by each state.- Ensured timely filings to meet state regulated deadlines. - Registration of qualified individuals and loan officer licensing, renewals, new application, updates, amendments, pre-license education, testing and continuing education through NMLS.- Responded to deficiency inquiries until cleared from NMLS.- Worked with Senior Management in the completion of personal information applications and obtained signatures.- Prepared reports to senior management on licensing status and assisted in the preparation of state examinations.

- Maintained the Nationwide Mortgage Licensing System (NMLS), accounts for corporate, branch and individual accounts.- Responsible for registering the company in different states, allowing the company to conduct business in each state.- Completed all state license applications and renewals for corporate headquarters and branch locations. Coordinated paperwork and administration processes, to ensure timely submission of new licenses and renewal of existing licenses. Maintained a licensing database to ensure required filings and renewals were made timely.- Independently researched and assessed regulatory licensing requirements in all 50 states for several types of business licensing, including, Sales Finance, Securitization, Collection Agency, General Business Licensure and Uniform Consumer Credit Code Registration, as well as, Secretary of State Foreign Authority Qualifications.- Submitted loan reports per individual state requirements, to accurately respond to state volume filings and secretary of state change in paid-in-capital and authorized shares. Analyzed loan report results for accuracy. - Worked with licensing agencies, senior officers and Board of Directors to ensure officer elections were reported timely; coordinated the completion of confidential documents, fingerprinting and background investigation reports as required per state agency. Prepares regulatory responses in connection with officer elections. - Maintained Secretary of State Registrations in all states for corporate entities including, the filing of annual reports, payment of registration/filing fees, updating of officer & corporation information changes & preparation of new registrations as needed; also assisted with state examinations.

- Responsible for maintaining corporate licenses for two companies: Saxon Mortgage, Inc. and Saxon Mortgage Services, Inc.; prepared and submitted weekly, monthly, quarterly, semi-annual, annual reports and quarterly NMLS Mortgage Call Reports for both companies.- Maintained the company’s mortgage lending and servicing licenses with all states as required to service loans.- Accountable for completing accurate and timely filings of new license applications, license renewals, for the corporate and branch offices. - Coordination of data collection, signature requirements, financial statement data and all related follow-up with the regulatory authority; manage invoices to ensure all invoices are coded and paid timely.- Experience/expertise with Nationwide Mortgage Licensing System (NMLS): utilize NMLS to identify and clear licensing deficiencies; communicate and work diligently with state regulators to comply with requests, correct errors to contain active status of licenses.- Worked with the registered agent to ensure timely submission of annual reports to the Secretary of State’s office.- Responded to all legal subpoenas.- Maintained insurance and surety bonds policies.- Assisted with Mortgage Loan Originator licensure; coordinated and managed education (pre and post-licensure), order exams through NMLS; oversee the submission of MLO state documents and tracked all state required components.- Trained employees on Corporate and Mortgage Loan Originator licensing; train MLO’s on setting up NMLS accounts, and walking them through NMLS.

- Prepared corporate and mortgage loan originator licensing, renewal applications, registrations and annual reports, as well as, complete applications for new branches, managers, and/or qualified individuals. - Prepared licensing reports for company-wide use; informed applicable parties of application and license status. - Assisted in-house counsel with litigation cases; prepared and assembled discovery responses. - Tracked, monitored and reported on foreclosure and bankruptcy referrals.- Compiled and maintained investor lists and contact information.- Prepared investor correspondence concerning tax notices, foreclosure demands and lawsuits.

- Responsibilities included receipt, review and accurate processing of all referrals, assuring compliance with client instructions and investor guidelines, including analysis of documents received, decisions regarding any missing documents and the appropriate means to obtain these documents.- Reviewed business websites, emails and incoming correspondence for retrieval and processing of foreclosure referrals.- Initiated sale procedures, with strict adherence to legal and appraisal deadlines, demand status, investor and Fair Debt guidelines; assured all required information was entered in the appropriate databases accurately and in a timely manner.- Verified accuracy of all relevant documents by proofreading foreclosure files.