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Sharminaz Joshy Email & Phone Number
Staff Loan Processor (HR Department)
at
Al Masraf
LinkedIn matched
✓ Verified August 2026
3 data sources
Profile completeness 86%
Current company
Role
Staff Loan Processor (HR Department)
Location
Abu Dhabi Emirate, United Arab Emirates
Company size
Who is Sharminaz Joshy? Overview
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Quick answer
Sharminaz Joshy is listed as Staff Loan Processor (HR Department) at Al Masraf, a with 571 employees, based in Abu Dhabi Emirate, United Arab Emirates. AeroLeads shows a matched LinkedIn profile for Sharminaz Joshy.
Sharminaz Joshy previously worked as Credit Analyst at Abu Dhabi Commercial Bank and Operations and Administration Support at Consolidated Contractors International Company. Sharminaz Joshy holds Bachelor Of Commerce - Bcom, Business/Commerce, General from Kannur University.
Company email context
Email format at Al Masraf
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Al Masraf
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Profile bio
About Sharminaz Joshy
Experienced Credit Analyst with a demonstrated history of working in the banking industry. Skilled in credit analysis, operations, and administration support. Strong professional with a Bachelor's degree in Commerce. Currently working with Abu Dhabi Commercial Bank, previously worked with Consolidated Contractors Company and Galadari Automobiles. Passionate about providing exceptional customer service and driving business growth
Current workplace
Sharminaz Joshy's current company
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Al Masraf
4 roles
Sharminaz Joshy work experience
A career timeline built from the work history available for this profile.
Credit Analyst
- Skilled in credit application analysis and credit policy adherence- Customer profile evaluation. - Coordinating with teams and assisting in achieving financial goals - Maintaining the portfolio, resolving issues, and ensuring smooth process flow- Identifying risk trends, implementing corrective actions- Suggesting control improvements- Strong collaborator and communicator- Al Hilal bank customers' creditworthiness assessment and loan application processing- Proactively monitoring risk trends and providing updates to management
Operations And Administration Support
- Coordinating and organizing travel arrangements for department staff on business trips- Skilled in managing travel schedules, creating time and cost allocation sheets- Collaborating with the Accounts department- Adept at maintaining daily activity logs, preparing staff attendance summaries- Composing emails on behalf of the Quality department manager- Proven ability to monitor administrative tasks, distribute documents internally and externally- File and store all departmental documentation- Providing support to the department team in travel coordination and expense reporting- Calendar management, meeting planning and coordination
Dec 2013 - Nov 2018
Administrative Assistant
- Plan and coordinate travel itineraries for the Manager- Making reservations for transportation and accommodations- Scheduling appointments with overseas clients.- Provide support to other department members- Drafting official correspondence and providing collective information- Act as liaison between the head office and department staff- Handle customer queries, complaints and interactions and work to resolve issues- Organize and maintain documentation systems for efficient storage and retrieval- Draft correspondence and memos as needed- Maintain a high level of confidentiality at all times
Nov 2009 - Feb 2011
Team & coworkers
Colleagues at Al Masraf
Other employees you can reach at al-masraf.ae. View company contacts for 571 employees →
AA
Ali Alyaarbi
Colleague at Al MasrafAbu Dhabi Emirate, United Arab Emirates
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FM
Faras Muhammadali
Colleague at Al MasrafAbu Dhabi Emirate, United Arab Emirates
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BM
Basim Masoud
Colleague at Al MasrafDubai, United Arab Emirates
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AY
Assala Yarub
Colleague at Al MasrafUnited Arab Emirates
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HA
Hamad Alharthi
Colleague at Al MasrafAbu Dhabi, Abu Dhabi Emirate, United Arab Emirates
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AA
Azza Al Mualla
Colleague at Al MasrafUmm Al-Quwain, United Arab Emirates
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HM
Hussain Mohammed Hus Al Marzouqi
Colleague at Al MasrafUnited Arab Emirates
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OZ
Omar Zeinab
Colleague at Al MasrafUnited Arab Emirates
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AA
Ahmed Almaazmi
Colleague at Al MasrafSharjah Emirate, United Arab Emirates
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LE
Loganathan Elangovan
Colleague at Al MasrafDubai, United Arab Emirates
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Ali Alyaarbi
Colleague at Al MasrafAbu Dhabi Emirate, United Arab Emirates
View →
FM
Faras Muhammadali
Colleague at Al MasrafAbu Dhabi Emirate, United Arab Emirates
View →
BM
Basim Masoud
Colleague at Al MasrafDubai, United Arab Emirates
View →
AY
Assala Yarub
Colleague at Al MasrafUnited Arab Emirates
View →
HA
Hamad Alharthi
Colleague at Al MasrafAbu Dhabi, Abu Dhabi Emirate, United Arab Emirates
View →
AA
Azza Al Mualla
Colleague at Al MasrafUmm Al-Quwain, United Arab Emirates
View →
HM
Hussain Mohammed Hus Al Marzouqi
Colleague at Al MasrafUnited Arab Emirates
View →
OZ
Omar Zeinab
Colleague at Al MasrafUnited Arab Emirates
View →
AA
Ahmed Almaazmi
Colleague at Al MasrafSharjah Emirate, United Arab Emirates
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LE
Loganathan Elangovan
Colleague at Al MasrafDubai, United Arab Emirates
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2 education records
Sharminaz Joshy education
Bachelor Of Commerce - Bcom, Business/Commerce, General
Higher Secondary Education
FAQ
Frequently asked questions about Sharminaz Joshy
Quick answers generated from the profile data available on this page.
What company does Sharminaz Joshy work for?
Sharminaz Joshy works for Al Masraf.
What is Sharminaz Joshy's role at Al Masraf?
Sharminaz Joshy is listed as Staff Loan Processor (HR Department) at Al Masraf.
Where is Sharminaz Joshy based?
Sharminaz Joshy is based in Abu Dhabi Emirate, United Arab Emirates while working with Al Masraf.
What companies has Sharminaz Joshy worked for?
Sharminaz Joshy has worked for Al Masraf, Abu Dhabi Commercial Bank, Consolidated Contractors International Company, and Galadari Automotive Group.
Who are Sharminaz Joshy's colleagues at Al Masraf?
Sharminaz Joshy's colleagues at Al Masraf include Ali Alyaarbi, Faras Muhammadali, Basim Masoud, Assala Yarub, and Hamad Alharthi.
How can I contact Sharminaz Joshy?
You can use AeroLeads to view verified contact signals for Sharminaz Joshy at Al Masraf, including work email, phone, and LinkedIn data when available.
What schools did Sharminaz Joshy attend?
Sharminaz Joshy holds Bachelor Of Commerce - Bcom, Business/Commerce, General from Kannur University.
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