Sharon Schulz Email & Phone Number

Bradenton, Fl, Us

Bradenton, Fl, Us

Next Health Plan is a Private Health Exchange with more than 30 years of success.We partner with National Insurance Companies, PPO Networks & Local Agents.NHP offers a diversified inventory of affordable insurance solutions for Organizations, Small Businesses, the Self-Employed & Individuals.

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Florida, United States

Florida

You’ve got options! You don’t have to go uninsured. You can offer your employees a health plan that is both affordable and works. For small businesses under 50 employees, for 1099’s and for individuals alike there are options for you. Traditional health care is great if you can afford it and the deductibles and coinsurance to cover out of pocket max costs of ACA qualified plans. For small businesses I can provide traditional healthcare quotes for both Florida Blue and United Healthcare. The rising cost of health insurance can make it challenging for employers, especially small businesses to offer health benefits. Before choosing a benefit, employers must consider what percent of health insurance premiums they will cover, and what employees will contribute. Carriers offering group health policies typically require employers to cover at least 50% of their employees monthly premiums. They also generally require employers to meet a minimum participation rates and these plans come with often high deductibles and out-of-pocket maximum amounts.An alternative may be a private fixed indemnity health insurance plan. Private plans may allow for more freedom & flexibility. There is no minimum participation requirement and the small business can contribute as much or as little as they like. These plans are typically a third of the cost of traditional plans. How do they keep the rates so low? They don’t have to cover all 10 essential benefits as defined by the ACA, there are annual and lifetime benefit limits and pre-existing, as well as maternity may not be covered.The choice between plans ultimately depends on your circumstances, preferences and risk tolerance. When you consult with me, I am able to help you determine what plan may be best for you or your employees. I am able to present multiple options to help you find the best fit at the lowest price.What I offer:Traditional Small Group & Private Health InsuranceLife Critical IllnessDentalAflacAllstate

ADDED PEACE OF MIND Aflac offers a wide variety of policies to help you feel confident about your coverage. When you get sick or hurt, Aflac pays cash benefits directly to you to help you and your family with unexpected medical expenses. Supplemental plans provide that extra layer of financial protection for millions of Americans in the event of a serious health event. Plans include: DisabilityCancerCritical IllnessHospitalAccidentDental and Vision.