Shshank Kothari Email & Phone Number

Mumbai, Maharashtra, India

* Reviewing and analysing clients' credit reports to identify errors, discrepancies, or negative items that could be affecting their credit scores.* Assisting clients to correct inaccuracies or remove erroneous information from their credit reports.* Educating clients about credit scores, credit management, and strategies to improve their credit health.* Offering guidance on managing debt effectively and creating personalized plans to pay down outstanding balances.* Advising clients on how to build positive credit history, such as through responsible credit card usage and timely payments.* Helping clients deal with identity theft issues and taking appropriate steps to restore their credit if they become victims of identity theft.* Providing tools and services to monitor clients' credit scores and receive alerts about any significant changes.* Offering broader financial planning services to help clients achieve their long-term financial goals and improve overall financial stability.

Mumbai, Maharashtra, India

* Work in partnership with bankers to develop Client relationships.* Working proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving. * Prepare and present credit findings to credit approval managers and committees for use in the making of credit decisions. * Review commercial vehicle transactions by analyzing business reports, financial statement and tax returns to make sound credit decisions within established guidelines while minimizing risk. * Support the Relationship Manager in all credit process-related matters, make sure the bank’s credit policies and procedures are well complied with.

Mumbai Area, India

* Providing capital solutions to individuals & organisations. Impact several executive decisions resulting in disbursements worth more than 25 crores.* Identify customer needs and provide solution which supports business growth and maintain long-term customer relationships.• Analyse the financial statements of customers, according to that preparing of Memorandum Information and describe the whole case to RM.* Obtaining, researching and analyzing customer information (financial and nonfinancial) to prepare high quality and professional applications for credit facilities and to meet identified customer needs.• Act as a coordinator when the RM introduces appropriate colleagues from the product areas and other group entities to develop solutions which meet the needs ofthe customer.* Operate effectively and efficiently under pressure and time constraints.* Help to manage and grow existing portfolio of customers whilst seeking to drive new business.

Bangor, United Kingdom

• Administered general cashier duties of managing cash, credit and check payments.• Attracted potential customers by answering product and service questions; suggesting information about other products and services.• Offered help and advice to customers. Maintained customer records by updating account information.

Master Of Business Administration (M.B.A.), Banking & Finance, Merit

Activities and Societies: Course Representative Society Bangor Indian SocietyModules International Financial Management, International.

Master’S Degree, Master Of Commerce (Accounting & Business Statistics Technique)

Modules Advanced Management Accounting, Strategic Financial Management, Statistical Analysis, Corporate Finance Account, Cost Accounts &.

Bachelor’S Degree, Bachelor Of Commerce

Modules Accounts & Business Statistics, Business Administration, Economic Administration & Financial Management