Team Manager in Credit Monitoring Group at L & T Finance Limited. Handling wholesale lending of North portfolio.* Handling post sanction aspects of the facilities.*Work closely and co-ordinate with internal stakeholders for various purposes.*Ensure appropriate documentation prior to disbursement of the loan.* Managing disbursement in tranches according to sanctioned terms and compliance of conditions.* Cash flow monitoring for any milestone stipulated w.r.t sales and collections etc.* Co-ordination with Banks and Business for smooth functioning of Escrow Mechanism.* Covenant monitoring as per sanction terms & ensure closure of the same within the defined timeline.* Calculate prepayment and ensure applicable prepayment is collected before we release the NOC for sale of units and keep track of the same.*DSRA monitoring and follow up, if any shortfall observed.* Portfolio review PPT*Early warning signal (EWS) PPT* Closer of Audit observations.*Appointment of external auditors and follow up with them for timely audit reports.*Mentoring of new recruits* End to end monitoring of portfolio assignedetc.

CBO: CCSU,Service Relationship Manager at Faridabad, Ballabhgarh Branch.* Handling post sanction aspects of the facility given to the borrower.*Verification of facility and security documents.*Unit visits to the client site.*Work closely and co-ordinate with internal stakeholders of the bank.

Assistant Relationship Manager in Corporate banking group at ICICI Bank, New Delhi.*Responsible for new client acquisition and management of existing relationship with large corporate in North India.* Liaise with other business team (like Commercial banking, Treasury) for generating cross sell opportunities.*Preparing of appraisal notes & presentation to assist credit committee in decision making.*Critical monitoring of accounts to decide profitability and credit worthiness of relationship.*Preparing CMA ( Credit monitoring arrangement)

Credit Administration Group, Wholesale banking* To check all the compliance taken care while preparing note for credit committee approval.*Ensure proper documentation and security creation as per sanction prior to disbursement.*Keeping track of all the documents.*Tracking of all covenants as per sanction.*Review with business team for pending covenants.*Calculation of Drawing power based on stock statement* DP upload in finacle.*Implementation of restructuring txn for corporate cases.* Coordination with auditors for stock audit.*Maintenance of data for RBI audit *Process audit.* Process improvement*Training to internal stakeholders holders.*Mentoring of new recruits