Trusted adviser for commercial banking client needs such as lines of credit, term loans, treasury service, equipment finance, private banking, insurance, interest rate derivatives and more. Currently covering the greater Harrisburg market for companies with annual revenues of $20MM and greater.

Product Partner to all equipment finance middle market opportunities in New Jersey, Pennsylvania, and the Mid-Atlantic. Provided clients with commercial banking credit equipment finance solutions for all of their capex needs. Focused on manufacturing, trucking, transportation, marine, government contractors, and IT industries. Actively called c-suite managers to provide term sheets on new and used equipment. Provided lease vs. buy analysis as well as important market metrics to optimize timing on the closing of product.Maintained close relationships with all internal players to maximize efficiency while minimizing time to close. Actively pursued new opportunities while maintaining core book of business. Proactively hunted and converted new prospects.

Researched prospective capex intensive companies. Fully immersed into the world of Equipment Finance. Comprehensive understanding of different lease and loan structures as well as credit, legal documents, and asset management and review. Experienced in running pricing software to create pricing runs that incorporate term, payments, rental factors, cost of funds, spreads, all in yields, MACRS depreciation, and others to build unique pricing structures for each deal.Utilized economic efficiency models using excel in order to fully understand the risk adjusted return based on credit ratings, spreads, terms, and length or relationship.Completed extensive training through the development academy to gain knowledge on the credit underwriting of bank deals as well as core training in other parts of the bank like credit, treasury management, capital markets, and others.Became a seasoned veteran in the Equipment Finance industry. Learned how it plays a vital part in the growth of the economy as customers grow their asset base.

Aided in the development of several strategic initiatives and worked directly with the Executive Vice President of Strategy to organize and execute these idealsWorked on special projects including revamping the consumer transparency tools for the innovation consumerism initiative. This was to allow people to better understand their healthcare coverage on what they would be covered for.Chosen to deliver speech to the CEO of Highmark Ken Melani during the final intern luncheon. Spoke about the opportunity to be an intern at such a great healthcare company and what I learned and took away from the experience.Detailed and outlined critical work group meetings and assisted in aligning project's life cycle. Being an intern helped me develop my core analytical skills and helped me prepare for my career in the business industry.

• Sold over $20,000 in revenue.• Closed the highest number of new advertising contracts in a single month.• Designed customized individual advertising campaigns.• Successfully executed cold calling and direct marketing tactics.

• Winner of multiple employee referral competitions.• Named “Star Employee” of the Baum Boulevard Branch.• Opened and maintained new checking accounts, credit cards, savings accounts and other financial products.

Processed hundreds of transactions per day (deposits, withdrawals, loans, etc.).Worked in nine different branches and re-organized stations, resulting in quicker transactions.Maintained customer relations through development of business relationships.