Shawn Ebert Email & Phone Number

Baton Rouge, Louisiana

-Underwrite a spectrum of lending products of any size or complexity in a timely and efficient manner.-Ensure new credit facilities are in compliance with credit policies and legal requirements.-Identify financial, credit, and collateral risks. Then mitigate/minimize those risks by modifying loan structure and reporting requirements. -Engage in legal due diligence to identify and address risks.-Prepare credit narrative identifying credit risk, risk mitigation, and present to credit committee with solutions to risks.

Plano, Tx

- Manage a portfolio of 175+ dealerships located throughout the U.S. with outstanding loan balances of $200MM+.- Authorized to approve credit decisions on transactions up to $2.5MM.- Underwrite a variety of credit products including working capital lines of credit, asset-based lines of credit, and term loans.- Perform annual credit reviews on customers. Recommend courses of action to credit committee as a result of credit reviews.- Ensure all required documentation is maintained including customer financing agreements, UCC filings, intercreditor agreements, organizational documents, and state filings among other documentation for customers.- Streamlined and homologized internal reports used by Credit Analysts to maximize workflow efficiency and standardize reporting.- Created ad hoc data analytics to identify high-risk customers on a portfolio wide basis to present to management.- Facilitate dealership buyouts and mergers.

Dallas/Fort Worth Area

- Perform field examinations of financials, systems, operations, and collateral assets of Capital One's existing and prospective customers.- Perform analysis of assets to identify and minimize collateral risks.- Knowledgeable in Specialty Financing: Tax Lien portfolios & Auto Financing.- Plan and perform 4 collateral audits independently and in a team setting in a given month while meeting required deadlines.- Prepare and present borrowing base calculations.- Train and mentor junior field examiners.

Greater New Orleans Area

- Please see job description above.