Assistant Vice President

Credit analysis with audited financial statements for companys whose loan commitments have been purchased from other lending insitutionsCollateral analysis using audits, appraisals, sensativity analysis, and EBITDA Multiple approachesProbabiltiy of default analysis with company cash flows and operating incomeRMA Commercial Lending analysisMonitor monthly loan compliance certificates and borrowing base reports

Follow global and local commodity prices to make financially based decisions on future bovine feed.Negotiations with suppliers, inventory management, and oversee procurement.Use Excel and Dairy Comp software for data entry, graphs, and other spreadsheet analysis.Create and monitor budgets on a regular basis.Maximize profitability and minimize costs in my sector of the operation.Trained and managed employees, learned administration skills, exhibited ethics in leadership, set and achieved regular goals.