Fifth Third Bank Middle Market Relationship Manager in South Florida, I enjoy working with business owners and advising them on strategic financial management and growth. Leveraging my industry knowledge and expertise to provide tailored financial solutions to drive success. My goal is to help businesses achieve their financial objectives and thrive in a competitive marketplace.

Middle Market Portfolio Manager for Fifth Third Bank’s South Florida region. Engaged in client interactions, analyzing financial statements in relations to the client’s business and market conditions. Working closely with Relationship Managers in transaction structuring and discussions with clients/prospects. Managing all aspects of credit underwriting and the approval process. Responsible for preparing credit memo’s including financial analysis, industry analysis, assessing risks and completing forward-looking projection model to support decision recommendations. Involved in reviewing and contributing to the legal documentation as necessary. Monitoring of ongoing client financial performance and covenant compliance trends.

- Managing credit portfolio, completing annual reviews, renewals, collaborating with RM partners to grow the existing book while ensuring compliance with Bank policy and regulations. - Working closely with business lines and senior management on existing and new credit requests. - Originated various transactions including revolving lines of credit, SBA 504/7a, owner-occupied CREM, investor CRE, and equipment financing. - Performing financial analysis, primarily on C&I credits, assessing industry and credit risks/trends. - Assisting business lines in gathering financial and general business information on existing customers and prospects requests. - Working with RM’s and Credit Management in addressing credit issues, providing solutions that add value to customers.

-Performing financial analysis, evaluating risk assessment and credit structure for Commercial lines of business credits. -Conducting credit analysis of financial data, assessing clients competitors, industry risks and trends. -Managing credit portfolio, completing annual reviews and ensuring compliance with bank policy and regulations.-Collaborating with Relationship Managers to identify cross-sell opportunities for credit worthy prospects within targeted markets.