Sheilah Miranda Email & Phone Number

Florida, United States

California, United States

Underwrite and evaluate the creditworthiness of borrowers for FHA, VA, FNMA, FHLMC, and Jumboloan programs ensuring that loans meet investor standards, internal company guidelines. Core-competency in navigating and interpreting FNMA, FHLMC, FHA, or VA and company guidelines.Received Diamond award for Top Producing Underwriter for 2021 while maintaining.

Jacksonville, Florida Area

Jacksonville, Florida Area

Managed a team of Underwriters in daily operations to meet production KPI’s and quality metrics with several loan products; Conventional, FHA and VA. Mentored UWs with varying skill-sets to bring out optimal potential in each team member. Monitor pipeline and load balance to maintain SLAs.

Jacksonville, Florida Area

Managed daily Underwriting operations for contract underwriting team for nationwide clients underwriting to guidelines for several investors to deliver Agency loans. Manage in-house and remote Underwriters. Interact directly with clients, manage daily loan assignments for underwriters and underwriting productivity, trouble shoot all elevated issues, and.

Jacksonville, FL

Underwrote loans delivered for purchase through Correspondent Channel to ensure they meet FNMA, Freddie Mac, FHA and VA guidelines and AUS findings prior to funding with $1.5 MM lending Authority. Underwriting of non-agency Jumbo products, non-delegated Agency loans. Performed FHA & VA Reviews & have DE Certification. Facilitated Shadow the Leader program.

Boca Raton, FL

Managed Quality Control Department for Residential Correspondent Business platform funding$12B annual volume. Maintained industry standard of 10% credit and compliance audits of volume funded performed on loans funded with staff of auditors. Evaluated all red flags and potential misrepresentation for in-depth fraud investigation. Reported results to Senior.

Deerfield Beach, FL

Underwrote loan files for Southeast Wholesale Operations Division covering 15 states handled by 48 account executives. Utilized ability to be decisive, use common sense, sound judgment, and grant exceptions where warranted on loans. Received Top Producing Underwriter Award in 2003 for overall Nationwide Wholesale Operations, Demonstrated leadership through.