Sheila Spangler, Cva, Bca, Cmap, Cbi Email & Phone Number

Boise, Idaho Area

Murphy Business & Financial is a nationwide firm specializing in business brokerage, mergers and acquisitions, business valuations, machinery and equipment appraisals, exit strategies and consulting. We provide comprehensive deal-making through our proven system and extensive access to buyers and sellers, business sale databases, valuation experts, and professional association memberships. Each Murphy Business office is locally owned and operated.__________________________________________________________As a professional business intermediary and business valuation analyst/appraiser, I work with business owners who want to sell a business, acquire a business, determine its value, plan an exit strategy, and obtain financing and more. I have the following professional credentials: Certified Valuation Analyst, Business Certified Appraiser, and Certified Business Intermediary.My Areas of Focus:• Business Sales• Business Valuations • Mergers & Acquisitions • Business Exit Planning • Business Finance ConsultingThere are many steps to successfully and confidentially transfer business ownership. If you are like most owners, you'll sell your business only once. If you are a buyer, it's important to understand the business financials, value and financing structure. Having the right team guide you through this process is important to maximize the value of your business, negotiate the best terms, avoid legal and tax landmines, and find the best-suited buyer or seller. I am an Associate Broker and licensed agent of Murphy Business & Financial - Mountain West. I have over 20 years of commercial financing, business brokerage and consultant experience helping business owners achieve their goals.If you are thinking about buying, selling, financing, or want to know what your business is worth, let's talk. You can reach me at s.spangler@murphybusiness.com or call me at 208-761-6255. Our conversation is confidential and complimentary.

Seattle, Washington

Advise, consult, and mentor 8 to 10 bank executives each year to write their graduate-level research reports for the purpose of making recommendations on process improvement and innovation primarily in the areas of leadership, management, marketing, and lending. This final thesis/research paper fulfills part of the educational requirements for Pacific Coast Banking School at the University of Washington. Evaluate and grade these research/thesis papers and make recommendations for honors selection and special recognition of excellent work.

Boise, Idaho Area

Created and launched Idaho Business Resource Center to assist aspiring, new or existing entrepreneurs to start, expand and finance their business ventures by providing guidance and tools for success. • Led and managed team to provide customized consulting for individuals on starting, growing or financing business ventures.• Guided commercial lenders on loan structuring, credit-worthiness, SBA loan packaging, eligibility and closing.• Developed new business loan opportunities for bank.• Created and delivered weekly business workshops for over 1,000 individuals on financing, SBA loans, marketing, startup, strategy, planning, and projections.• Networked and prospected at numerous entrepreneurial events on weekly basis.• Offered access to other local resources and industry experts through professional referral network.• Promoted bank through speaking engagements and other efforts including media interviews, blogs, articles, workshops and LinkedIn.

Boise, Idaho Area

Developed and managed Idaho office of Small Business Administration (SBA) backed program to assist socially and economically disadvantaged women to plan, grow and succeed in their business ventures. * provided one-on-one business consulting and group trainings to over 500 entrepreneur clients who sought advice on business planning, start-up, financial management, loan packaging, marketing and sales. * led staff to achieve desired outcomes which included new business launches, job creation, access to capital and individual business training.* created and executed marketing strategies and tactics to assure steady stream of new clients while maintaining relationships with current clients.* developed and implemented operational processes, procedures, and guidelines to handle client flow.* wrote grants and managed the fundraising efforts of the program* developed and managed advisory council and volunteers to assist the center in community outreach and guidance.* developed, created and managed social media and online strategy and content.

Boise, Idaho Area

Recruited to join the Commercial Banking Team to manage and grow existing commercial loan and deposit portfolio for a community bank.* developed relationships with existing and new clients.* grew loan and deposit relationships. * provided start-up financing for client's purchase of division of larger company.* managed existing portfolio and was able to upgrade several credits based on improved financial reporting and thorough credit analysis.* identified discrepancy between client tax returns and reviewed financial statement which assisted client in determining that CFO had embezzled funds. Client was able to recoup part of loss.* handled Small Business Administration (SBA) loan requests and questions for prospects, clients, and bank lenders.

Boise, Idaho Area

Founded and operated business brokerage and consulting practice. Guided business owners through business buy/sell transactions. Provided financial and cash-flow analysis, business valuation, profitability enhancement, competitive market analysis, and financial restructuring guidance. * Orchestrated and closed numerous business sale transactions * Represented buyer in purchasing 50-year old iconic business; led all negotiations between buyer and seller, secured financing, retained legal representation, and handled the transfer and closing of the deal.* Represented buyers in obtaining Small Business Administration (SBA) financing for purchase transactions. Prepared loan packaging, financial analysis and projections,, business plan and lender letter explaining the transactions.* Increased buyer "pool" by creating a business marketing prospectus aimed at securing serious contenders.* Coached clients in developing and launching high-impact marketing plans to increase corporate value.* Known in the business community as a no-nonsense business consultant with a record of preparing financial plans turning low-performance companies into thriving business entities.

Boise, Idaho Area

Recruited to open and lead de-novo branch for community bank. Met key performance indexes by providing guidance in the areas of strategic planning, competitive analysis, market planning/launch and financial analysis.Developed marketing strategies to build commercial and consumer long-term relationships that contributed to loan and deposit goals.Left the organization to launch my own business.

Boise, Idaho Area

Recruited to launch the Women's Financial Group for a regional commercial and consumer bank. Took project from concept to creation through market assessment, competitive analysis, strategic planning and roles/responsibility definition and designation. * Grew loans and deposits after creating and implementing community marketing programs aimed at the female market.* Served as the bank's representative presenter at conferences such as "Smart Women, Smart Money".* Partnered with the Women's Business Center in association with the Small Business Administration (SBA); assisted business owners in creating business plans, obtaining funding, and launching businesses.

Greater Salt Lake City Area

Was part of founding team that launched commercial banking division of WAMU in Salt Lake City. Promoted to leadership position after initially starting as commercial loan officer. Supervised a portfolio of $72MM in loans and $16MM in deposits. Led business development and marketing initiatives. Underwrote new commercial business credit and deposit relationships. Managed a team of seven commercial lenders and two administrative staff.* Played key role in leading start-up of commercial division in large consumer bank.* Wrote and implemented start-up operational policies and procedures that maintained productivity and efficiency.* Created industrial bond financing opportunity from scratch (construction to permanent financing) valued at $4MM; served as key organizer and contact to clients, attorneys, municipalities, and bank.* Merged two operational teams with minimal disruption to business; handled personnel and relocation directives.* Led teams to produce a one-year average portfolio growth rate of 35%+ in loans and 25% + in deposits.* Received "Premier Group" award for exceeding business goals; earned substantial financial bonus and trip to Maui.In January 2001, was selected to relocate to Southern California to provide senior leadership to commercial lending department. Accountable for developing and implementing marketing strategies aimed at providing mortgage warehouse credit lines to mortgage bankers. Built, underwrote, and managed commercial loans and deposit portfolios. Trained and mentored credit analyst. * Grew loan portfolio by $20MM within one year; produced annual revenue stream of $100M in fees.* Devised a marketing plan to target specific market; secured 80% of target in one year which led to banking center ranking as one of the most profitable in the region and the receipt of a personal financial bonus. * Recognized by management as being a producer of exceptional rather than expected results.

Boise, Idaho Area; Salt Lake City Area

Commercial Loan Officer in Boise, Idaho and Salt Lake City, UT markets. Made all types of loans including: Small Business Administration loans (SBA), accounts receivable financing, expansion, construction, and equipment loans.* Started as branch loan officer handling consumer and small commercial requests* Transferred to Credit Approval Department in 1990 as a Credit Analyst for all types of business loan requests ranging from accounts receivable financing, commercial real estate purchases and construction, Small Business Administration loans for start-up and expansion, equipment financing, dealer lines and unsecured credit lines.* Transferred to Commercial Banking Department as loan officer in April 1994* Relocated with the bank to Salt Lake City Utah as commercial loan officer in September 1994.* Was promoted to Vice President of Business Banking and ultimately moved to Corporate Banking in 1996.US Bank purchased West One Bank in April 1996.

Bachelor Of Arts (B.A.), Multidisciplinary Studies; Communication Minor

Graduate - Master'S Level, The Premier National Graduate School Of Banking,, Graduate

Pacific Coast Banking School at the University of Washington, in Seattle is an intensive 2 year masters program requiring three resident.

Passed 4 Core Weeklong Classes, Commercial Real Estate, Passed

Activities and Societies: Certified Commercial Investment Member organization The Certified Commercial Investment Member (CCIM).