Responsibilities• Lead all Business Banking activities for BNZ incorporating small and medium businesses, large corporates and institutions, financial markets, asset and vendor finance, wealth and private banking, property, agri banking. Turnover c$1.6 bn, 1,000 staff and over 250,000 clients.• Lead and develop a globally unique business banking model: break down silos within the business to provide a collaborative approach to finding solutions to the challenges faced by growing businesses. Empower local leadership to grow their team to meet the specific needs of their local community, and work together to move resources across regions according to opportunity and within tight operating budgets to execute business strategies at a granular level.• Lead and develop the long term strategy for business banking to position for leadership in an open banking environment.• Executive sponsor and business owner for technology platforms.• Working with regulators in Australia and New Zealand to deliver balanced outcomes across all stakeholders.• Lead and develop a high performing team.Key Achievements:• Delivered sustained superior results. Exceeded financial targets every year from 2015 including growing cash earnings, reducing expenses and FTE and growing market share by 3% and taking the number 1 position in the highest returning sector.• Strong leadership. Clear and ambitious vision for the business. Visible passion for the business and customers which is contagious and openly valuing people who have something different to bring to the table, providing the right amount of support and freedom to stretch their thinking.• Positioned BNZ uniquely in an open banking world where data leadership will determine competitive advantage. • Generated new revenues through product innovation, leveraging new technologies and by innovating the business model. • Delivered real value to customers with more than half of the Deloitte Fast 50 winners being BNZ customers.

Key Responsibilities• Lead the Technology, Operations, Security, Property, Procurement and Product functions of the bank. c. 1,200 people and a cost base in excess of $400m.• Optimise business structures, teams & operations across New Zealand to reduce costs and improve business outcomes. • Execute an ambitious transformation of the bank’s technology function.• Develop and lead a multi-year $400m+ transformation programme, including responsibility for governance and sponsorship and signoff from BNZ and parent company management and boards.Key Achievements:• Bought a completely different business and customer centric mindset to technology, operations and product teams across the bank.• Skillfully executed a local BNZ transformation agenda. Negotiated and influenced approvals from the parent company, which had a much larger and very different technology agenda. • Reduced waste in the form of rework and improved the operating cadence of the business• Delivered better outcomes to customers in the form of new and improved products, enhanced internal BI capability to make better business decisions, and invested in tools and tech infrastructure that positioned the bank to replace and upgrade systems and information infrastructure.• Delivered greater stability of the bank’s core infrastructure. • Delivered faster and cheaper regulatory and risk related change and enabled the bank to deliver new product capability.• Delivered a significant uplift in risk management capability. • Successfully executed an enterprise wide cloud-based CRM system at a time when cloud was an emerging technology option for banks.

Key Responsibilities• Lead the Corporate & Institutional banking operations across NZ, including industry based relationship teams corporate & structured finance, trade and transactional banking product specialists. Revenue of c.$120m and 75 people.• Create strong strategic relationships with large and complex corporate and institutional customers.• Maximise revenues from a constrained capital base by increasing product penetration with clients.• Manage the risk profile of the business, complicated by the global financial crisis.• Lead deal teams executing complex debt transactions in the New Zealand market to enable New Zealand’s largest companies to execute their strategies through M&A transactions.• Work with Corporates to source funding through local and offshore capital markets, executing US Private Placements and debt raising in the NZ domestic and Australian capital markets.Key Achievements:• Exceeded financial targets in virtually every reporting period.• Created high performing teams by developing people, establishing strong sales disciplines, and clear vision of success for the business.• Developed a strong profile in the New Zealand market for delivering results for customers.