Preparing and consolidating financial statements.Establishing and maintaining internal controls.Managing all aspects of the general ledger.Providing monthly, quarterly and year-end analyses.Coordinating or assisting with the budget process.

Auditing financial documents and procedures, reconciling bank statements and calculating accurate GL allocations. Assist in preparation of Monthly, Quarterly, and Annual Financial Reports to the FRB. Work diligently on ad-hoc tasks as well as some daily reporting. Work with the team to identify in outliers and potential risks that may need to be remediated. Areas of focus: Capital Reporting, Call/Y9C, 14A/Q/M adhearing to DEFAST reporting standards.

Identify, investigate, evaluate, and communicate areas of concern, exceptions, and findings to the appropriate stakeholdersMeet deadlines, directly interact with key members of management, and provide dynamic feedback to actively improve evolving processes.Assist with planning, executing and reporting of multiple audit engagements and interact with management during audit engagements.Perform audits in accordance with department and professional standards.Interact with Business Unit and IT Auditors while performing their responsibilities.Plan and execute control and substantive testing, and evaluate audit results to determine if issues exist and improvement recommendations are necessary.Develop key management relationships for ongoing monitoring of their business areas.Assist in the execution of audit engagements, which requires the candidate to have strong verbal and written communication skills, as well as the ability to, monitor audit engagement progress to meet deadlines and interact with management.

Perform data quality analysis on reports directly related to loan level data and CCAR reporting to the Federal Regulators. Maintaining the integrity and consistency of reporting while performing testing through programs such as SAS, SQL, AXIOM, Black Knight, and Excel.• Perform quality assurance reviews of monthly filings for loan level data accuracy and submittal to FRB for conformance with CCAR regulatory requirements.• Analyze coding logic for accuracy: Waterfall and Agile technique.• Serves as risk mitigation sounding board for filing initiatives.• Analyzes effectiveness of existing Capital Planning strategies and processes.• Work on large projects i.e. system mergers, third party sales, and special third party request.• Work independently and in a timely manner while producing a sound end product.• Monitor and track CCAR and DFAST regulations for changes to reporting requirements.• Provide details of research via data mining and communicating to internal & external regulatory audiences.• Through strong attention to detail and prioritization, work diligently to complete reports consistently reaching filing deadlines.• Provide assistance to manage all ad hoc projects and assist management on accounting activities.• Participate in various continual educational opportunities.• Analyze current and past trends, prepare reports, and present to senior management and cross departmental authorities.• Collaborate with financial reporting agents in peer organizations to assure compliance with industry standards.

• Manage Underwriting portfolio averting high charge off and delinquency ratios. o Total Portfolio Loan balance $126mil+ o Monthly average portfolio growth $5mil o Annual Average Delinquency percentage .48% o Annual Average Charge Off percentage .27%• Gather and examine pertinent documents for decision making such as: Appraisals, Dealer Invoices, Flood Docs, Investment Portfolios,Mortgage docs, PFS statements, POA & Guardianship docs, PropertyReports, Tax Returns, Trusts, & etc.• Follow up on loan requests for remaining documents and requested Information• Underwrite credit applications for Branches, Contact Center, County specific lending programs, and Mtg. Department referrals located mainly in Illinois, Michigan, Ohio, and Pennsylvania• Analyze applications for credit risk and credit worthiness with regards to institutional policy, government standards• Active NMLS status mandated by Federal Safe Act• Process requests specific to county and state special lending program requirements• Facilitate Retail District Meetings educating/couching on Underwriting procedures, policies, and credit processes relative to company products. • Responsible for the collection and submission of HMDA data for compliance review• Ability to work in a fast-pace, high volume, market driven work environment.• Ability to independently problem solve with minimal supervision.• Possess exemplary customer service and communication skills.• Detail oriented, with strong organizational, auditing, and report analysis skills.• Strong analytical skills, problem solving, and the ability to handle multiple tasks.• Research and maintain relevant information pertaining to customer information• Maintain detailed knowledge of all consumer loan/credit products.

Assisted customers with purchases using POS system. Restocked shelves with inventory. Assisted with annual inventory control process. Balanced registers at EOD. Trained new employees.

• Research & develop Grants Proposals• Construct program budgets and structure timelines• Submit, meet, & discuss programs/proposals for follow-up with foundations and funding sources• Ability to define problems, collect data, establishes facts, and draw valid conclusions• Strong detail orientation, analytical skills, problem solving, and the ability to handle multiple tasks.• Maintain budget • Motivating and providing supervision of staff.• Communicating performance to the funding providers regarding allocated funding.• R& D for fundraising activities • Annual fundraiser dinners • Fundraiser drives • Calling businesses for donor support • Soliciting businesses for advertisements • Oversee different programs • MCOP-Mentoring Children of Imprisoned Parents • Job Readiness for offenders entering back into the workplace • After School tutoring • Summer youth programs• Proven success in managing staff, volunteers, and vendors for special events• Evaluate staff’s performance through information systems and provide training as needed for 10 staff members• Develop strategies and motivate volunteers to cultivate and solicit key prospects• Proven success in soliciting gifts and in designing programs to solicit gifts• Plan and implement cultivation events/activities as needed• Tracks progress, reports status and makes necessary corrections to achieve program objectives

• Suggest products and services for Business Clientele that would best suit their organization.• Managed incoming calls from Business customers regarding their specific need• Appeal to prospective business clients & scheduled appointments for Commercial Bankers • Build connections and trust with businesses.• Provide a high level of support to multiple business types.• Meet and exceed monthly customer experience goals.• Follow up on sales inquiries from inbound inquiries• Qualify potential customers with thorough screening on initial conversations• Enter and track customer interactions in software system• Act as first line of defense addressing business needs and issues• Maintain through knowledge of all business products and services

• Maintained branch reports and ordered branch supplies as necessary• Provide excellent customer service with knowledge of all retail depository products• Balanced Teller Drawer, ATM, Money Orders, Travelers Checks, Cashier’s Checks, & Express Delivery.• Perform random cash audits on teller cash, vaults, CDM, and ATM’s to verify accurate currency counts, limits etc.• Assist in branch audit preparation and explain ending evaluation to fellow employees• Fluent knowledge and application of BSA and CIP regulations required by FFIEC and FDIC• Regulate AML compliance review & report suspicious activity

• Review loan documentation to ensure compliance with governmental guidelines• Use of proper language and grammar to describe relevant information in loan files• Remain current of federal and state laws and regulations • Self-motivated with the ability to prioritize and manage deadlines.• Analyzed completed loan docs for all findings by State Auditors and Fannie Mae Guidelines• Demonstrate ability to independently problem solve with minimal supervision.• Display exemplary customer service and communication skills.• Detail oriented, with strong organizational, auditing, and report analysis skills.• Ability to present information and respond to questions from members of management.• Ability to define problems, collect data, establishes facts, and draw valid conclusions• Strong detail orientation, analytical skills, problem solving, and the ability to handle multiple tasks.