There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated. Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select those that address your unique situation.I founded Sherwin and Associates as a strategic partner with Planmember Securities to provide education/state employees access to retirement planning services that are tailored to their specific needs. Our customized solutions are set-up, implemented, and monitored to ensure successful financial and retirement goals. Working directly with employees enrolled within the Florida Retirement System, I keep enrollees informed of quarterly industry trends that impact their individual goals and better position them to retire successfully.Our comprehensive suite of products and services include:✔ 401(k) Retirement Plans & Individual Retirement Accounts✔ 529 Qualified Tuition Plans✔ Annuities✔ Mutual Funds✔ Certificates of Deposit✔ U.S. Treasuries / Securities✔ Group Retirement & Savings Plans✔ Simplified Employee Pension Plans✔ Qualified Retirement Plans✔ Life Insurance✔ Long-Term, Disability & Critical Illness Care✔ Health Insurance Group Benefits✉ ssargeant@planmembersec.com✆ 321-352-7912

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Voyage Retirement Solutions an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.As a Representative at Voyage Retirement Solutions, I concentrate on servicing the Seminole, Orange, and Volusia Counties of Florida as an NEA Retirement Planning Advisor, specializing in:✔ FRS Pension & DROP Programs✔ FRS Investment Plan✔ Social Security✔ 401(a) Special Pay & FICA Alternative Plans✔ 403(b) & 457 Plans✔ (Roth) IRA✔ 401(k) Plans✔ Risk Planning✔ Creation of Supplemental Income✔ Survivor Benefits & Spousal Continuation✔ RMD✔ Legacy Planning✔ Medicare✉ sherwin@voyageretirement.com✆ 407.284.4911 ext. 115

FRS Partners is a turnkey retirement planning agency specializing in retirement for employees who retire from the Florida Retirement System (FRS).As an Independent Financial Advisor for FRS Partners, I was responsible for implementing financial plans for educational employees.

Retirement Planning Associates is an advisory company which specializes in individual and corporate retirement needs.Starting as an Independent Financial Advisor for RPA in 2005, I began my career offering various financial/retirement plans to state employees, specializing in Medicare; Life Insurance; Annuities; Long Term Care; College Funds and Special Pay Plans; 403(b), 457, IRA, and 401(a) retirement options.