• Currently - Auditing bank loans for pooling; due diligence of purchased loans;.Previously with Bank of America - Signature authority $5 million on SFR mortgages with final signature of Super Jumbo Loans.• Final signature authority on single or aggregate loans over $2 million to the bank.• Final signature on R&D projects and special lending programs.• Analyze QC of the mortgage loan portfolio on a monthly basis and involved with final rulings on critical loan ratings which have been escalated.• Final sign-off on portfolio loan short sales/foreclosures where losses exceed delegated authority for the servicing department.• Involved with lending committees on changes to guidelines, policies and procedures for the Jumbo loans.• Analytics and decision-making for loans on an exception basis outside of the normal lending guidelines when there are sufficient mitigating factors to support approval of the exception request.• Provide guidance, credit, and mortgage underwriting expertise to national branch underwriters when they are unable to determine how to appropriately structure a difficult Jumbo Loan transaction.• Provide leadership through consistent coaching of how to interpret tax returns for the hard to qualify self-employed borrower (borrowers with large rental portfolios; with multiple businesses, etc.) to correctly determine income.For Countrywide - managed risk analysis of new loan acquisition, sale of Countrywide loan production, securitization of both Countrywide loan production and new loan acquisitions. Monthly trades averaging 100 – 125 trades per month with and average loan count of 90,000 – 125,000 loans per month being bought, sold, and securitized, With unpaid principal balances (UPB) averaging $10 - $12,000,000,000 on a monthly basis.

• Traveled nationwide supervising underwriters performing due diligence review for loan purchase pools – from 10 -40 people – for jobs ranging from 1 week to 2 weeks in duration• Interfaced as vendor between buying and selling lenders • Prepared reports and validated data input

Managed staff of mortgage banking branch office for primarily subprime mortgage loans. Supervised office and performed quality control reviews of all approved loans.