Shiv Kumar Email & Phone Number

Jalandhar, Punjab, India

Looking area:- Amritsar, Hoshiarpur,Jalandhar, Faridkot, Bathinda, Muktsar

Jalandhar, Punjab, India

Ludhiana, Punjab, India

• Daily Login and disbursal in system with complete documentation of files.
• Underwriting of Loan Against Property and Business loan.
• Digital Underwriting of Personal Loan.
• Conduct Joint Visit to client with TM and CCM on cases up to 300 Lakhs, access Business Profile and Wroth of the Customer for LAP, BL cases and individual visit up to 3 lakhs for PL Cases.
• Analyze existing track record of the client with De-dupe & CIBIL and also analyze Property Technical and Legal.
• Prepare Proposal after accessing of Customer Profile, financial statements for all LAP and BL cases and recommend to Cluster Credit Manager for approval ticket size 15 to 300 Lakhs.

Jalandhar, Punjab, India

• Daily Login and disbursal in system with complete documentation of files.
• Conduct Joint Visit to client with Credit Manager and Sale Manager on LAP cases up to 100 Lakhs to access Business Profile and Wroth of the Customer.
• Personal Discussion with customer for credit assessment.
• Analyze existing track record of the client with De-dupe & CIBIL and also analyze Property Technical and Legal.
• Prepare Proposal after accessing of Customer Profile, financial statements for LAP cases and recommend to Credit Manager for approval ticket size 20 to 100 Lakhs.
• Initiate Process of files to vendor for reports and maintain proper records for CPV, Technical, Legal, RCU reports.

Jalandhar, Punjab, India

• Daily Login and disbursal in system with complete documentation of files.
• Personal discussion with customers & credit check of application as per policy.
• Analysis of financial statements and preparation of Credit Appraisal Memo of Home Loan files.
• Checking of files for complete documentation & verification of the documents submitted by the Customer.
• Analyze existing track record of the client with De-dupe & CIBIL analysis of the client
• Prepared daily MIS of movement of files.

Jalandhar, Punjab, India

• Operations, Administration & Cash Management Responsibilities.
• Disbursement process in system of Auto loan, Business loan, Personal loan, Tractor loan. Home loan & LAP.
• Handling customer related Activity & provide to Customer servicing within prescribed TAT.
• Handling cash Counter.
• Maintaining records of the attendance leaves and sending them to HO.
• Reviewing and signing off compliance reports within the required level agreement.

Jalandhar, Punjab, India

• Operations, Administration & Cash Management Responsibilities
• Handling Receipting & Responsible for maintain MIS for Cash, cheque & dispatch records.
• Disbursement of File in system-Commercial Vehicle, Car loans, Tractor Loans.
• Responsible for co-ordination with sale team for loan files process.
• Handling customer related Activity & provide to Customer servicing within prescribed TAT.
• Co-ordination with Sales Team & CPC for processing disbursement payments and vendor payments.

Jalandhar, Punjab, India

• Maintenance daily Ledger and update accounts on tally
• Reconciliation of Account Payable & Receivable, Insurance Company Accounts.
• Audit of all invoices, Payment Ledgers & Cash Ledger.
• Maintain Branch Account, Payroll, Inventory and prepared all Sale Tax and TDS returns.

Jalandhar, Punjab, India

• Maintenance daily books of accounts on tally for all clients.
• Preparation of bank reconciliation, Account Payable & Receivable accounts.
• Preparation Financial Statement for clients.
• Audit & Verification of invoices, Payment Ledgers & Cash Ledger
• Prepared VAT, TDS, and Income Tax returns of all Client

Master Of Business Administration - Mba, Fianance

Bachelor Of Arts - Ba

High School, General Studies