A group of retired top executives of Banking/CVC/CBI joined hands to impart quality training to bank officials on fraud prevention and vigilance audit.

An innovative IT company for development of Apps in India and other countries.

Looking after fraud prevention,proactive, predictiveand detective vigilance activiteies of the bank globally. As head of the Vigilance Department I look after corrution prevention,Authority of Vigilance matters in the financial sector.Have wast exposure of high value advances,inspection and audit functions of advances for more than 32 years.Profile Summary • Highest Rated Vigilance Person of Financial Sector 2014-15• Highly Result Oriented & Professional General Manager & Chief Vigilance Officer with Specialisation in Compliance, Audit & Vigilance.• Proficient in rules regulations and procedures pertaining to different functional areas of financial sector, specially banking.• Up to date knowledge of CVC, RBI and MOF guidelines relating to compliance functions.• Developed a Robust Vigilance Set up and Administration in PNB and its sponsored units.• Looking after the Internal Audit System of the bank at the apex level.• Adoption of IT initiatives in Vigilance Administration for probity in public life, transparency and speed in decision making.• Authored the comprehensive Vigilance Manual based on latest CVC guidelines, which was emulated by other banks. • Interacting with different units of the organization in the field level and with the field functionaries for propagating compliance culture. • Trainer for Disciplinary Authorities across the organization.• Capable of motivating the work force, expertise in HRM and professional team building

DGM/GM – Internal Audit (Mar 2010 - Aug 2011) Duration: 1 year 5 months• Bank Audit, HR & Vigilance, • Procurement of IT Software & Hardware• Controlling around 450 staff /officers, HR /Vigilance officials • Handling Cluster Audit• Information Security Audit• Foreign Office Audit

• Procurement of Hardware & Software at Bank level• Formulation of Policy Planning relating to IT, drawing IT Rolling Plan• Conceptualizing and presenting hi-tech IT related papers to the Central Board • Evaluation of Performance Review of IT Department• Reviewing Technology Architecture of Bank• Evolving appropriate strategies, infusing latest technology initiatives in the bank by periodic consultancy arrangements with institutions like IITs, IIMs, etc. • Providing leadership and direction to apex IT Training Institute of SBI., etc.

• Evaluating and processing high value credit needs of corporate customers• Catering to the credit needs of all top level Oil Industry and Chemical Majors (Indian Oil Corporation, Hindustan Petroleum Ltd., Bharat Petroleum Ltd., Mangalore Refineries ltd., Essar Oil Ltd., Indian Oil Tanking Ltd., Tata Chemicals, Rallies India, DCW etc.) • Handling credit needs of more than Rs. 10,000 crores and total exposure of more than Rs. 15000 crores (inclusive of Non Fund) requiring complex and highly intricate credit assessment skills• Single point relationship executive for multifarious banking requirements of these corporates

• Handled the credit and other banking requirements of Mid Corporates with total fund based exposure exceeding Rs.700 crores• Key Relationship Executive for all the banking requirements of 42 companies (Engineering, Textiles, Pen, Hospitality, Real Estate, etc.) having fund based requirement of more than Rs.10 crore• Credit Processing, Monitoring, Marketing & Compliance

• Handling Business Strategy & Direction Setting Team in association with International Consultants. M/s McKinney's & Co. • Instrumental in coordinating with the consultants and various departments of the bank, as a key in-house team member• Ensuring smooth implementation of the projects with focus to enhance the premier position of SBI in the area of credit. 4 business units were where the project was implemented in the Bank, comprised of Agricultural BU, Personal Banking BU, SME BU and Government BU verticals• The major and far- reaching ramifications of the project were: o Circle Redesigningo Creation of New Business Unitso Excellence in Retail Banking Projecto Evolution of Business Performance Management Systems Project

• As main faculty member of SBIRD, imparted quality training on high value credit to senior executives of the bank.• Appraised and processed 8 high value proposals worth more than Rs.85 Crores .• Authored many books on Agricultural Credit, High Value Hi Tech Advances, Systems & Procedures in High Value Agricultural Credit, Profitability & Income Leakage in Banking.• Visiting faculty in most of the reputed institutes of Hyderabad.• Gagar Mein Sagar- A compilation of all the instructions of Bank in nut shell.

• Chief Manager (D&PB), Zonal Office, Merrut – Mar 1997 – May 1998• Chief Manager, Daurala (Meerut) – Apr 1993 – Feb 1997• Faculty Member, State Bank Staff Training Centre, Dehradun – Jan 1991 – Mar 1993• Desk Officer (Advances), Zonal Office – Meerut, Jul 1989 – Dec 1990• Manager (Agriculture Advances), Pilkhuwa (Delhi Circle) – Jan 1985- Jun 1989• Field Officer / Rural Development Officer, Hapur (Delhi Circle) – Jan 1981 – Dec 1984