Shivam Trivedi Email & Phone Number

New York City Metropolitan Area

Elmwood Park, New Jersey, United States

• Manage an assigned portfolio of commercial customers in partnership with the relationship manager.• Monitor assigned portfolio for signs of financial weakness or other risks and work with borrowers to execute an appropriate plan to mitigate risk.• Prepare credit packages for annual reviews, renewals, loan requests, portfolio reviews and criticized asset reviews. • Structure and underwrite complex commercial loan transactions in an assigned portfolio providing credit recommendations to the credit administration.

Elmwood Park, New Jersey, United States

• Perform technical analysis of project economics, historical income, and pro forma income for commercial real estate focused deals.• Analyze financial ratios/data to ensure the repayment of the loan will be satisfactory.• Conduct market and industry research, for example rent and sales comparable as well as submarket supply and demand conditions.• Underwritten over $250MM in total CRE exposure including multi-family, retail and construction deals. Working on 5-7 deals at a time.• Recommending the approval or denial of loans to senior management as well as assigning proper risk ratings based on the loan metrics.

Clinton, New Jersey, United States

•Analyze credit data and financial statements for individuals and corporations to determine the degree of risk involved in extending credit. •Generate financial ratios to evaluate customers financial status and ability to repay loans. •Prepare loan write ups for the board of directors for new and renewing loans, have worked on over $100MM total loan exposure. •Recommending the approval or denial of loans to senior management. •Assigning proper credit risk ratings based on the standards of the loan.

Montville, New Jersey, United States

•Assisted on following up with client data for cash flow analysis to input into numerous excel files.•Participated in developing business strategies to maximize company growth and revenue.•Collected all aspects of client paperwork, ensuring everything was in order. •Provided customer service to clients with any questions regarding the loan process.

•Assisted customers in their search of vehicles, parts and inventory. •Developed several different communication channels to streamline customer service. •Managed 5 or more chats at a time.

Jersey City, New Jersey, United States

•Managed all aspects of social media marketing campaigns for multiple clients. •Developed content and bolstered user interface design for the company website, RightOnVoice.com. •Completed full cycle sales processes through installation of Right On’s phone system products.

•Analyze, record and export statistics of player performance •Align our data with spotters and event managers to ensure accuracy•Work with various software programs such as excel and other tech to input and export data

Bachelor Of Business Administration - Bba, Finance

Education record