Shivan Swarath Email and Phone Number

• Review and approve money movement, new accounts.• Audit existing account for trades and money movement.• KYC/CIP/Due Diligence review.• Work collaboratively with AML and Compliance committee to prepare and submit SAR filings.• Manage and train employees.• Review, audit and implement new processes to improve efficiency.• Review trade blotters for inconsistency.• Prepare presentations for training employees on rules and market trends.• Complete Fraud investigations and reporting to senior management.

• Analyze and proactively identify risks and new AML concerns. Review recent news, court documents, and public/private sector white papers.• Identify, analyze, and interpret trends or patterns in complex data sets; review computer reports, printouts, and performance indicators to locate and correct code problems.• Gather, Interpret, and analyze raw data from prior AML Investigations, subpoenas, and prior escalations to detect trends. • Identify and research high risk areas / typologies and trigger events for risk severity and sensitivity evaluation.• Work collaboratively to analyze and review typologies to establish review processes.• Utilize pertinent information to write clear and concise summary on the findings of the investigation to advise senior management on next steps.• Make recommendations to senior management on next course of action – either relationship retention or termination and, when warranted, prepare Suspicious Activity Reports (SARs).• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

• Lead Fraud analyst team of 3, Ensure compliance with all BSA/AML requirements (CDD, KYC, KYA & EDD), Manage CRM operations with strong operational acumen, focusing on efficiency, internal controls and effectiveness, process improvement, leverage automation, performance metrics and manage reporting, work diligently with IT, BSA leaders, BSA Compliance and other business segments on projects, initiatives related to new products and services (IP address tool, Case manager, CRM, Socure, CARMA).• Complete Department procedures, processes and controls with management, partner with compliance on audit reviews, regulatory exams, review CRM responses for requested information, prepare and deliver presentations to business stakeholders, work with AML on investigations and SAR writing.• Specialize in ACH Transactions, wires, ACAT, Crypto transactions, Account openings, ensure colleagues are adequately trained and department job functions are adequately staffed.

• Served as liaison between Clearing Operations, AML, Trade Desk, Sales, & Compliance, worked with AML to investigate and identify fraudulent activity, contacted other financial institutions to validate transactions, account details & mitigate fraudulent activity.• Reported security breaches to AML & Fraud Prevention, Documented & follow up on Legal & Fraud cases, contacted clients with Legal inquiries regarding deceased & POA inquiries, Reviewed Trust & other pertinent account documentation.• Assisted Cashiering & AML with fund transfer inquiries, monitored clients account for trading & funds transfer inconsistencies, reviewed Department correspondence, Handle all complaints.

• Reviewed changes to website, managed and trained employees in Utah, Chicago and Florida, Managed Prime, Institutional & International clients’ accounts.• Monitored staffing, credits, complaints and money movement grid to prevent & detect money laundering, wrote procedures for Sales, Trade Desk, Operations, & Client Services.• Assisted with Company audit by NFA, CFTC and Finra and Prepared employees for Series 7 & Series 3 exams.

• Reviewed sales literature, completed Web CRD filings, regulatory examinations with financial regulators, internal controls, department policies and procedures.• Worked with business to review new products, managed programs to monitor business activities for compliance, Filed SARs and CTR, monitored money movement activity. • Reviewed rules and regulations applicable to firm's AML Compliance Program, Conducted KYC due diligence, enhanced due diligence, data mining and research as directed.