Commercial Banking Intern
Winter Haven, Florida, Us
- Participated in a rotational internship program focusing on credit analysis, commercial lending, and underwriting- Led competitive analysis of regional bank and analyzed their offerings in depth, the quality and pricing of the bank’s treasury management products, and recommended several changes to SouthState’s services- Performed financial due diligence of large commercial real estate transactions by analyzing tenant cash flows, lease agreements, debt servicing capacity, and lending terms to understand potential risk factors and determined borrowers’ risk of defaulting- Analyzed 30,000 deposit accounts in West Florida to document branch and officer performance as well as evaluate the liquidity of the region’s 70 largest clients to determine targets for growth