Shoeb Khan, Mba Email & Phone Number

Greater Toronto Area, Canada

• Actively participate as a member of the Management Credit Committee (MCC) and exhibit leadership by providing support to the Commercial Lending Team and ensure credit quality and policy compliance.
• Prepare/present or approve, within authorized lending limits, detailed credit recommendations or product packages including appropriate underwriting and risk analysis, pricing and supporting documentation.
• Development, improvement and implementation of credit approval process, lending policies, procedures, documentation, products and services to strengthen YNCU’s performance in Commercial Lending.
• Actively participate in industry events to continuously upgrade industry/market information and maintaining effective working relationship with syndicate partners (Central 1, Concentra Bank etc.), internal and external.
• Manage key (or high value) member relationships while delivering products and services to both existing and new commercial members by assessing their specific needs and identifying appropriate solutions.
• Prudent management of asset growth and on-going maintenance of a large Commercial Loan Portfolio.

GTA

• Successfully originated, maintained and developed client relationships, and became a trusted advisor through regular client relationship management.
• Effectively managed a large and diverse Commercial Mortgage Portfolio of construction loans and term financing (typical loan size between $1.0MM to $15MM) for projects and assets located across Ontario.
• Successfully applied prudent credit risk assessment within Credit Union’s risk framework and enforcement of control through continuous loan monitoring, annual reviews, covenant checks, site inspections.

Greater Toronto Area Metropolitan Area

• Effectively managed a large Commercial Mortgage Portfolio (40% construction and 60% term) secured by different asset types including hotels, office, multi-family, industrial, retail, vacant land, retirement homes.
• Underwritten high quality new credit applications, renewals, annual reviews and amendments etc. with comprehensive risk and return analysis.
• Maintained strong working relationship with existing clients, mortgage brokers, internal and external stakeholders (Central 1, Concentra Bank etc.) towards achieving Credit Union’s objectives.
• Successfully managed a number of construction loans (from Zoning and Site Plan Approval to Substantial Completion and Stabilization) through reviewing QS Reports, reporting and mitigation of any issues (project delays.
• Proactively on boarded new businesses from existing clientele, brokers and other centre of influences.
• Effectively liaised with external parties (lawyers/accountants/brokers etc.) on an as-needed basis in addition to providing regular and consistent verbal and/or written communication with Credit Management staff on a.

Corporate Head Office, Dhaka, Bangladesh

• Managed a large commercial portfolio comprised of mainly Construction and Working Capital (WC) loans. The construction portfolio included few highly reputable and large Real Estate Developers in the Country.
• Ensured superior portfolio quality through close review and monitoring of each and every construction/WC loans.
• Supervised preparation of high quality underwritings with comprehensive financial and credit risk analysis, facilitated necessary credit approval and coordinated loan documentation formalities.
• Managed a small team in the Corporate Head Office and collaboratively achieved client growth rate of 30% year over year for 3 years.
• Special Project: Managed the Middle Market (MM) portfolio consisting of 34 corporate clients, which were transferred to Commercial Banking from Corporate & Investment Banking Division under a restructuring initiative.

Corporate Head Office, Dhaka, Bangladesh

• Executed strategies and marketing plans to build key customer relationships in order to acquire new business and maximize wallet share for the bank
• Grew asset size of the portfolio by CAD 40 million (from CAD 80 million to CAD 120 million) in 2010-11 through acquiring 10 new clients and enhancing credit facility of 5 existing clients
• Proactively managed portfolio credit quality to ensure adherence to risk and compliance requirements of the Bank and ensured retention of existing clients by providing outstanding customer service
• Prepared comprehensive lending proposals, renewals and annual reviews in line with the needs of the client and worked directly with the clients to forge deepening client relationship
• Nominated as the Frontman/Coach of Corporate Banking Division for the learning program of Graduate Recruits in City Bank Limited during 2009 to 2011.

Corporate Head Office, Dhaka, Bangladesh

• Assisted Senior Relationship Manager in maintaining portfolio of CAD 200 Million which included 8 top ranked business groups of the country in different industry segments during 2006 to 2008
• Prepared annual/interim review of credit facilities in due time through in-depth financial and credit risk analysis along with other relevant tools
• Ensured that services to customers are of highest standard while constantly monitoring compliance issues, both internal and external
• Facilitated perfect security documentation and regular monitoring of all accounts for covenant and condition breaches, unauthorized excesses and unusual behaviors.

Corporate Head Office, Dhaka, Bangladesh

• Prepared and presented lending proposal for large corporate clients with detailed financial analysis, credit structuring/solutions and industry insights
• Evaluated clients’ account behavior and provided customer services on priority basis
• Formulated various MIS on client profitability, loan utilization, wallet-sharing, covenants and conditions compliance status for the Corporate Banking Team
• Started banking career in Eastern Bank through Graduate Recruitment Program in 2004. After several months of extensive training, I was posted in the Corporate Banking Division

Leadership Connections Program

Master Of Business Administration (Mba)

Bachelor Of Business Administration (Bba)