• Maximized institution's risk-adjusted returns to shareholders over long-term• Established risk tolerance for risk related ALM decision-making process (mismatch of assets/ liabilities, foreign exchange risk)• Continuously arranging and rearranging asset and liability without infringing on liquidity and safety of bank and with the purpose of maximizing profits• Optimization of earning and non-earning assets• Formulation and periodic update of policies and limits (ALM Policy, ALCO charter, CFP, Investment Policy, Balance Sheet Risk Limit, etc.)• Formulation and periodic update of ALM Models (RARORAC, FTP, Deposit Pricing, Balance Sheet cost estimation, etc.)• Manage funding liquidity.• Develop and implement treasury and cash management strategies to optimize liquidity and maximize returns on investments. • Manage the organization's cash flow, ensuring adequate funds are available to meet operational and financial commitments. • Protect financial assets and investments against loss by mitigating risks and ensuring compliance with investment policies.• Monitor and analyze market conditions, interest rates, and investment opportunities to make informed investment decisions. • Lead debt management efforts, evaluating financing options and managing debt issuance and repayments. • Collaborate with ALCO and Business Teams to develop and implement financial strategies that align with business goals and drive sustainable growth. • Successfully reduced balance sheet costs through balance sheet optimization.• Develop direct reports’ skills and competencies by planning development activities related to current and future job roles.

• Analyze and evaluate the Bank’s Financial Statement, review actual performance against budget, identify trends and highlight variances.• Appraise and interpret government pronouncements and its implications on the Bank’s Financial position and margins.• Prepare forecasts and conduct sensitivity analysis to assess potential impact of changes to the Bank’s financial budget.• Prepare and implement the Bank’s approved balance sheet risk limit• Manage the Bank’s cash positions and ensure that idle funds are invested optimally• Perform sensitivity and stress-scenario analyses on the Bank’s Earning Asset• Develop and update pricing models for asset and liabilities• Prepare RoE decomposition for peer review analysis.• Assist business units in achieving optimal balance sheet objectives. • Distribution of assets off the bank’s balance sheet • Ensure an optimal and stable income stream whilst controlling interest rate risk.• Managing the level of exposure to adverse movements of interest rates in order to limit the potential impact thereof.• Publish ALCO pack and report• Coordinate ALCO meeting and ensure implementation of ALCO deliverables• Deliver ALCO minutes of meetings• Develop subordinate’s skill, and competencies by planning development activities related to current & future job responsibilities.

• Optimizing the short and long-term funding costs cost of funds with a given target.• Liquidity Optimization• Preparing liquidity contingency plans and being prepared for liquidity crisis• Management and optimisation of liquid asset portfolio• Computing/monitoring liquidity risk indicators (internal & regulatory indicators)• Managing and optimizing liquidity buffers• Forecasting and monitoring liquidity profile• Setting and advising funds transfer pricing• Review investment new investment outlets for Investment Committee consideration.

• Design a process of capital planning to ensure that the institution will continue to meet its future requirements. • Identify the underlying assumptions supporting capital projection. • Periodic projection of year end capital levels.• Identify the quantity, quality and sources of additional capital required.• Estimate the financial impact of raising additional capital. • Tracking of forthcoming capital maturities.• Comparison of capital levels to regulatory requirements, to ensure compliance.• Allocate capital to business groups within the bank.

• Prospect and maintain Correspondent Banking Relationships• Negotiate all charges, commission and interest payable to/receivable from correspondent banks• Allocate available FX lines to customers' trade transaction• Maintain regular contacts with all Correspondent Banks• Monitor the Bank's exposure to correspondent banks daily

• Collate data on macro-economic indicators as inflation, GDP growth, consumer price index and budget surpluses and deficits.• Maintain data on government fiscal policies, monetary policies, interest and exchange rates for analysis and projection.• Provide, as required, information to customers on the economic environment etc.• Provide relevant money market data on a daily basis with dealers’ input.• Publish a monthly market outlook for ALCO.• Interact with dealers and advice on third currency position.• Conduct interest rate survey.• Product Development.