Shraddha Deshmukh

Shraddha Deshmukh Email and Phone Number

Senior Credit Underwriting Analyst (First Line of Defense) @ Citi India
Mumbai, MH, IN
Shraddha Deshmukh's Location
Mumbai, Maharashtra, India, India
About Shraddha Deshmukh

Shraddha Deshmukh is a Senior Credit Underwriting Analyst (First Line of Defense) at Citi India.

Shraddha Deshmukh's Current Company Details
Citi India

Citi India

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Senior Credit Underwriting Analyst (First Line of Defense)
Mumbai, MH, IN
Website:
citibank.com
Employees:
8830
Shraddha Deshmukh Work Experience Details
  • Citi India
    Senior Credit Underwriting Analyst (First Line Of Defense)
    Citi India
    Mumbai, Mh, In
  • Digially
    Senior Analyst
    Digially Oct 2024 - Present
    Mumbai, Maharashtra, India
    - MSME risk assessment for major logistics and payment product clients, developing a framework for efficient risk evaluation.- Supported in enhancing model accuracy by recommending key parameters for more precise MSME risk evaluations
  • Jpmorganchase
    Investment Banking Credit Analyst
    Jpmorganchase Jun 2021 - Sep 2024
    Mumbai, Maharashtra, India
    EMEA Emerging Markets (UAE, Oman, Lebanon)- Conducted in-depth analyses of companies across a range of credit ratings, from investment grade to distressed companies, evaluating business models, financial positions, and sector-specific risks to form strategic insights.- Developed end-to-end transaction expertise in managing diverse financial products, including revolving credit facilities, term loans, market instruments (F&O, derivatives, and repos), cash management solutions (notional pools and cash concentration), among others.- Led client due diligence and contributed to documentation processes (ISDA, GMRA, Term Loan / Revolving credit facility, cash management), analyzing financial models and projections across multiple scenarios to identify value drivers.- Managed client portfolio of 150+ entities across diverse sectors such as Oil & Gas (including drilling), Utilities, Infrastructure, Aviation (commercial and private), Shipping, Consumer Retail, Metals, Power, Healthcare, Financial Institutions (including Ministries of Finance), and Financial Sponsors (including Sovereign Wealth Funds, Pension Funds).- Analyzed the impact of key macroeconomic events—such as rising inflation, the Turkey currency crisis, the Russia-Ukraine conflict, and the Israel-Hamas conflict—on corporate, FIG, and fund portfolios.
  • Larsen & Toubro
    Summer Intern - Corporate Finance (Treasury)
    Larsen & Toubro May 2020 - Jul 2020
    - Supported L&T Ltd in transitioning from LIBOR on external commercial borrowings, analyzing impacts and recommending backward-looking methodologies for term rates, reducing basis risk.- Engaged with national and international banks to assess market sentiment on the 2021 LIBOR transition, providing strategic inputs to maintain hedge alignment and to update loan agreements with robust fallback language.
  • Omniscan Microsystems Pvt. Ltd.
    Analyst
    Omniscan Microsystems Pvt. Ltd. Jun 2017 - May 2019
    - Applied technical analysis and NIFTY50 option strategies to optimize entry/exit points and boost portfolio performance.- Refined proprietary algorithms and conducted market profile analysis to maximize returns and identify potential investments

Shraddha Deshmukh Education Details

Frequently Asked Questions about Shraddha Deshmukh

What company does Shraddha Deshmukh work for?

Shraddha Deshmukh works for Citi India

What is Shraddha Deshmukh's role at the current company?

Shraddha Deshmukh's current role is Senior Credit Underwriting Analyst (First Line of Defense).

What schools did Shraddha Deshmukh attend?

Shraddha Deshmukh attended Jamnalal Bajaj Institute Of Management Studies, University Of Mumbai.

Who are Shraddha Deshmukh's colleagues?

Shraddha Deshmukh's colleagues are Scott Graham, Lunin Pereda, Joshua Reynolds, Jada Bolden, Kimberly Kang, Michael J. Sclafani, Venkat R.

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