Promoted to RM as on 7th June 2021

Complete ownership of a portfolio of between app. 25-30 productive accounts. Business Banking clients include companies between turnover of Rs.5.00 crs to Rs.200.00 crs. Responsible for the growth of the portfolio (organic and inorganic), ensuring targets are met and there is availability of an increased revenue stream. Cross sell: Ensuring lead conversion of leads generated by branches. To be on the permanent look out for cross sell opportunities within his domain. Cross sell of CASA / FDs, TPP, other product requirements to existing customers. Credit Management & Housekeeping: Primarily includes CAM preparations and timely renewals, obtaining and closing deferrals, plant and site visits and preparation of call memos, obtaining and deciphering stock statements, quarterly results, insurance. TOD management. Ensuring the quality of Portfolio: Be on the lookout for stress signs in the client operations / activity and address them.

Worked on credit appraisal for the proposals under the SME sector, conducted financial and business analysis reports. prepared a project report on SME financing by Saraswat Co-operative Bank