Chris Shrader Email & Phone Number

Brentwood, Tennessee, Us

www.Chrisapplynow.com

www.chrisapplynow.com

West Chester, Pennsylvania, Us

What are you doing for Consumer Direct production channel?When a residential mortgage production leader is asked this question one of three answers come to mind.- Our company has no interest in this type of production channel.- We are looking at adding a direct to consumer production channel but have no idea where to start to build it.- We have one going but we need to fine tune and maximize the profitability of the channel.If you and your company have expressed interest in the last two answers perhaps it is time to have a conversation with a direct to consumer industry expert.SI Consumer Direct is designed to help lenders “add to” production channel or help a lender maximize their direct to consumer business through optimization of the leads they are receiving.We can show you how to increase your company’s presence through direct to consumer live lender leads, which in turn will increase profitability. Now is the time to investigate this production line of business as an “add to” your current volume.Please reach out to me - cshrader@siconsumerdirect.com or (317) 753.5777 for more information. Don’t wait until your competitors set up their direct to consumer channel.

I have been in the residential mortgage industry for over 30 years. My knowledge and expertise can help put you at ease with the most important financial decision you will make in your life. My diverse experience in the mortgage industry allow me along with the success of Caliber Home Loans to ensure a smooth process from the initial loan application, to closing, and into the servicing of your loan. Let me know how I can help.Apply @ www.ChrisApplyNow.com•Caliber Home Loans, LLC is a leading national mortgage lender and agency direct seller/servicer headquartered in Dallas, TX• Empowering our employees to make a difference by encouraging and rewarding ideas and contributions• Entrepreneurial Team• Mortgage Banking professionals with a history of building successful national mortgage lending platforms• Proprietary web-based system that allows users to complete loans from start to finish with a paperless process designed for today and the future of the mortgage banking industry• Solid Communication• Teamwork• Accountability

Ann Arbor, Michigan, Us

Solicitation of Residential Mortgages via Third Party Origination of financial institutions; banks, credit unions, and subsidiaries or LLC's of banks and credit unions. - 2015 SGM President's Club recipient

Cincinnati, Ohio, Us

9/2006-4/2014 Vice President Regional Sales Manager Took on role of regional sales manager with 9 AE’s and 4 states. Four final months of 2006 was 125% of volume budget. Hired 4 additional AE’s during this time. Moved monthly volume from $52 million to $79 million in April 2007. Conducted regular meeting with sales and operations. Met monthly with AE’s to review volume, goals, accounts, and other sales related issues. Made sales calls and presentations with AE’s on key accounts. Held weekly meeting with operations staff to coordinate loan fulfillment to meet and exceed customer expectations. - 2007, $881 million funded volume 5783 units. Number two in volume and unit count. 3 AE’s selected for President’s Club. - 2008 $909 million and 5406 units. - 2009 $1035 billion and number three in units with 6345. - 2010 $907 million and 5211 units. Based on selection criteria I was the RSM winner for President’s Club. Number one in sales for seven regions.- 2011 $651 million closed and 3465 units. We were $17 million above plan for the year. - 2012 $862 million and 4278 units. - 2013 $1028 billion and 4530 units. Our Region was 112% of plan.10/2005-9/2006 Vice President Divisional Sales Manager In the fall of 2005 Fifth Third Mortgage made the decision to split Residential Wholesale Mortgage from the bank affiliate structure. This was essentially a start up operation and a new business channel. Took on role as a divisional sales manager responsible for 10 states. Hired 4 regional sales managers in span of four months. 2 of the 4 regional managers hired were outside the 5/3 Bank retail footprint. This was a total new venture in these areas. Helped recruit and train Regional Sales Managers and new Account Executives. As of August 2006 had funded $477 million and was 83% of plan as a division for 2006.

Cincinnati, Ohio, Us

12/2003-10/2005 Vice President, Wholesale Lending Manager Hired by Fifth Third to help expand and grow residential wholesale mortgage production within the 8 state bank footprint and the 9 states contiguous to the Fifth Third Bank footprint. Report to the National Bancorp Production Manager helping develop the strategy for Fifth Third’s wholesale expansion. Strategy development centered on marketing, product needs, product improvement, pricing and profitability, technology, sales training and future market expansion analysis. Also responsible for hiring and assisting to hire Account Executives working with the 19 Affiliate Managers that had the need for wholesale sales staff as well as consulting Affiliate Managers on their individual market strategies. At the time of my initial employment Fifth Third had 11 Account Executives; as of September 2005 sales staff had grown to 43.

Part of Phi Delta Theta International Fraternity. Foundation was to help Phi Delta Theta House Corporations. Over my 17 years of working with the Palmer Foundation loans have been made to chapter/House Corporations for renovating/purchasing chapter houses. We have extended assistance totaling $3.8+ million to over 30 chapters/House Corporations across the US and Canada. Also, I have expanded the role of the Palmer Foundation from making loans for PDT Chapter Houses to, saving several distressed prime PDT Chapter House locations and keeping them in the fraternity. Life Safety loans are made sprinkler systems to make our chapter houses safer. And partnering with the Housing Commission, the WBPF has helped House Corporations fund feasibility studies for capital fund raising campaigns through a professional fund raising organization.

First Vice President General Manager. • The last six months at Bank One was spent recruiting more sales professionals in the East coast region for Bank One. Responsible for 17 Business Development Managers. Production for the first six months closed $525 million in first mortgage production with 6 sales staff and $225 million in Bank One Portfolio loan product with 11 sales staff. In May of 2003 Bank One announced it was exiting the residential wholesale mortgage business and transferring sales and operations staff to RBC Mortgage. Part of the leadership provided in the integration of Bank One’s Wholesale lending sales and operations staff upon acquisition by RBC Mortgage.• Recruited to return to Bank One to run a wholesale region. Responsible for six state area (MI, IN, IL, WI, MN, IA) of wholesale lending of First Mortgage Conforming and Bank One Portfolio loan programs. Responsible for hiring new sales staff and rebuilding territory. Sales calls with sales representatives on key mortgage broker accounts, focusing on those that can provide the company the most profitable volume. Cut off those clients that did not fit company profile of profitability. Coordinating operations and sales to provide quality customer service. Nine sales professionals work in the Central Region, three First Mortgage and five Bank One Portfolio Business Development Managers. Recruited 5 new sales professionals in 2002. Total 2002 loan production in first mortgage was $640 million and Bank One Portfolio $273 million.

Started from scratch a construction-perm one close loan program. Hired staff, wrote policy, and procedures for the loan programs. Set up C-P loan servicing system for the draw administration of the construction loans. Trained sales staff on the program. First full year of production was $26 million in loan closing, full year 2001. Value created for Irwin Mortgage Corporation was $272,000 in construction fees and interest spread income. Estimated additional value for the company was $1 million by the branches having the loan program available to them. Branches received credit for loan origination, other fees, and servicing released premium.

4/98-7/2000 Construction-Permanent Product Manager. This position is a promotion to below duties. Additional responsibilities include, work directly with C-P Operations, (processing and servicing). Overseeing the profitability of C-P Loan Servicing. Maintain and Update C-P Product and Procedures Manual. Pricing of C-P products with secondary marketing to ensure product profitability. C-P Department was 100% of profitability plan for 1998. Promoted to Vice President in 1998. 1999 facilitated the integration of new product line and procedures with the merger of First Chicago NBD and BANK ONE CORPORATION. C-P Department was 114% of plan closing $521 million in construction-perm loans in the new organization. Spoke at several National Mortgage Broker meetings (National and State) on C-P products. Continued to train and educate Bank One Mortgage Loan Originators and Wholesale Mortgage Broker originators on the C-P product and operations. Updated all marketing materials as it related to the C-P product line within Bank One Mortgage. For first six months 2000 C-P Product continued to grow to total production of $402 million, this was 75% of plan for 2000 at the time of my departure. Wholesale production grew to 45% of total monthly closings.2/97-4/98 Construction-Permanent Residential Sales Manager. This position was national in responsibility and scope. Responsibilities entailed C-P production via different channels (Retail and Wholesale), focus on profitability of product line to increase revenues, decrease expenses, streamline processing, and make sure the C-P product conformed to policy/guideline changes. Facilitate product development and enhancement, update of product information, product marketing, education and training of sales staff (Retail and Mortgage Broker Loan Originators), primary contact for all corporate communication between the department and other areas of the company. C-P Department was 120% of profitability plan in 1997.

6/95-2/97 Central/Southern Indiana Sales Manager. Responsible for rebuilding, redirecting central/southern Indiana mortgage loan production. Took forefront of corporate initiative to split mortgage loan production into lines of business, bank relations, Realtor/builder, Private Banking, and Affordable Housing specialists to focus and improve overall mortgage production. Continued to hire and train new origination staff and redirect current staff into what became a company wide initiative. Maintained budget expectations. Developed and leveraged builder relationships through bank. Targeted and focused on high output accounts.1/95-6/95 Northwest Indiana Sales Manager. Responsible for one third of the state. Responsibilities included budgeting, working with Realtors and builders and three Bank One affiliates to promote mortgage loan production. Hired to rebuild northwest portion of the state. Hired four producing originators and top quality manager before promotion to Central/Southern Area Manager. Promoted to Assistant Vice President.

Senior Account ExecutiveResponsible for mortgage insurance loan production for Columbus and southeastern Ohio and West Virginia. Calling on Presidents to Loan Processors of lending institutions. Develop marketing strategies to increase market share through regular sales calls, seminar presentations and industry associations. Moved market share in Columbus from 1% to 7% without underwriting office first year. Moved West Virginia market share from 9% to 37% first year.

Oxford, Ohio, Us

After graduation and two year commitment on staff serving as a volunteer in various roles working with undergraduates and alumni over the years. Being part of leadership summits for undergraduates and alumni members. Giving my time, talents, and treasures to the betterment of the young men and organization.

Bachelor Of Arts (B.A.), Zoology/Animal Biology

Mba, Executive Management

College Prep Studies