Shubham . Email and Phone Number
Results-oriented professional with 1+ years of experience in analyzing credit data and financial information to assess investments and borrowers' creditworthiness to determine their potential risk for investors and lenders. Proven ability in analyzing financial information, involving statements, management accounts, and cash flow records. Possess knowledge of developing models of credit information to predict patterns and trends using specialist statistical software. Well-versed with US Underwriting & Closing Team functions.Conducted thorough analysis of financial statements and assessment of credit requests, including new requests, change requests, refinancing, and annual due diligence. Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision. Strong attention to detail and ability to notice discrepancies in data.
-
Senior Process AssociateTata Consultancy Services Jul 2023 - Present -
Analyst- ShippingBetter Apr 2021 - Sep 2022Gurugram, Haryana, IndiaSuccessfully evaluated the creditworthiness of an individual or company to determine the likelihood that they will honor their financial obligations. Directly worked with US Underwriters and Closers.Delivered loans to the investors by adhering to Investor guidelines and requirements (Fannie Mae, Freddie Mac, and FHA). Exhibited skills in performing the post-funding pre-delivery audit of loan files through Encompass, ensuring compliance with internal policies, investor requirements, and agency guidelines.Proactively handle escalations and violations within internal teams and follow-up on them until resolved. -
Relationship OfficerCanara Hsbc Oriental Bank Of Commerce Life Insurance Company Jan 2020 - Jun 2020Successfully managed to generate revenue in tier 2 cities and achieve targets as prescribed to Licensed Branches/ Bank, while ensuring staff activation and productivity for Canara/OBC. Engaged in the promotion and sale of multiple liability products offered by the bank, aiming to attract low-cost deposits from diverse customer segments, and sources of current and savings accounts.Prospected new customers through existing leads, referrals, cold calling and maximized lead generation.Ensured timely follow-through and healthy closure rate of leads. -
Management TraineeIndian Overseas Bank May 2019 - Jul 2019Involved in successful lending by banks beginning from the financial analysis of the lending process by identifying reliable potential customer legal sanctions to monitor those accounts and their final recovery procedure through scheduled EMI structure. -
Customer Care RepresentativeConcentrix Apr 2017 - Aug 2017Noida, Uttar Pradesh, India
Shubham . Education Details
-
Finance, General -
Marketing/Marketing Management, General
Frequently Asked Questions about Shubham .
What company does Shubham . work for?
Shubham . works for Tata Consultancy Services
What is Shubham .'s role at the current company?
Shubham .'s current role is Credit Services Analysis | Client Servicing | Financial Operations.
What schools did Shubham . attend?
Shubham . attended Indira Institute Of Management, Pune (Mba), Maharshi Dayanand University.
Who are Shubham .'s colleagues?
Shubham .'s colleagues are Shivam Agnihotri, Nanda Kumar, Kiran Jibhkate, Akhil T, Ayllen Sofia Cardone Portillo, Bhargavi Latha Sheela, Ananthu Sl.
Not the Shubham . you were looking for?
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial