• Worked as In-Charge of advance section and Deputy Branch Manager with leading Credit Team at branch level.• Close liaising with business facilitators for acquiring new clients.• Preparing note on proposal of credit team of HO, information memorandum, term sheet and all other activities related to sanctioning of credit facilities. • Monitoring of the sanctioned advances to corporate, MSMEs, etc.• Appraisal of retail loans like Housing loan, Vehicle Loan, Education Loan, Personal Loan, Goal Loan and consumer Loan.• Analyzing business deals offered to customers from the perspective of risk (operational /credit) and financial benefits.• Compliance reporting to the higher authorities for various observations of Internal inspection, Statuary Audit, Concurrent audit, Credit Audit, Compliance audit and RBI Audit