- Ensure compliance with credit policies and guidelines- Monitor the performance of the credit portfolio to identify potential risks.- Implement strategies to mitigate credit risks and improve portfolio quality.- Conduct regular portfolio reviews and report findings to senior management- Develop and update credit policies and procedures in line with industry best practices.- Ensure that credit processes are efficient, standardized, and adhered to across all branches- Liaise with state and regional credit managers to ensure consistent application of credit policies.- Collaborate with the sales and operations teams to streamline credit processes and resolve issues.- Provide training and support to credit staff on credit evaluation and risk management techniques.- Ensure that all credit activities comply with regulatory requirements and internal audit standards.

Working in Central team as Manager under Pan India head for CCP and had exposure with Higher management. Contributed on multiple projects that helps the team to set base and work efficiently.Worked on projects for Transition of Product processing, Conversion & Promotion of 700 to 800 employees under the team. Managed MIS team and reporting, Data analysis and representation, Standardization & implementation, Automation & CRM.