Ensuring portfolio's health and hygiene, conducting renewals and increasing revenue from the existing client by increasing wallet share and product penetration & customer relationship management. To prepare accurate credit proposals in a consistent, concise and lucid manner.Assisting RM in completing client on boarding/KYC, reviews, Legal & Valuation reports Mortgage PerfectionEnsure renewals are completed prior to due date and are error freeProviding concise and relevant financial analysis by clearly identifying risksControl the quality of the portfolio, using available triggers and adherence to Risk management guidelines and policiesEnsure all regulatory reporting & compliances are enforced. Work with the legal team to ensure recoveries & minimize bad debts & NPA’s. Also ensure assistance to external & internal auditsEnsure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints.Cross sell of other products such as trade, cash, foreign exchange etc.Communicates all key messages to customers including agreed service standards, negotiated pricing, relationship team contact points (including introductions to new personnel) and new product changes.

Ensuring portfolio's health and hygiene, conducting renewals and increasing revenue from the existing client by increasing wallet share and product penetration & customer relationship management. Handling SME Portfolio of INR 1000 MM.Acquisition of business for unsecured loans through various channels and branches and lending them unsecured loans.Responsible for structuring credit facilities, negotiation of terms and conditions with client and execution of documentationResponsible for writing the credit assessment note and coordinating with credit team for approvals Entrusted with credit underwriting powersConducting Financial Analysis, Ratio Analysis and Due Diligence.Credit appraisal, Risk assessment and evaluation.

Lead Generation, scheduling appointments, identification of client needs and market appropriate insurance products.Closure of the deal with current prospective customers and provide customer support

Procurement,Inventory Management, Inventory Forecasting, Vendor Management.