For the last 12 years I have been licensed in Life/Accident and Sickness. I entered the industry on the Groups Benefits side which is still 1 of my 2 main focuses. Being a business owner for 34 years has made me passionate in my pursuit of helping other business owners. I like to help my clients pay less taxes while they are in business and pay as little as possible in retirement. Being a broker I shop the market for my clients to be sure they are getting the best value and the best products based on their individual needs.Besides helping business owners, I like to help all looking to put monies away for their retirement, I am a strong believer in Segregated Funds over Mutual Funds and love to educate those interested.