Sid Azad Email & Phone Number

London, England, GB

US

• Based in London, I have over 17 years of multi-national advisory and consulting experience in the financial-services industry, advising banks, asset managers, and life insurers across Europe. My primary focus is retail.
• leading several studies for large global and regional banks on their go-to-market strategy for private banking, including determining market and booking-center participation, business-model refinement, post-regulatory.
• working with the retail bank of one of the world’s largest universal banks to develop a five-year business plan, future client segmentation, and capability-development road map
• advising global and regional wealth managers on their investment management and savings propositions as well as their future business and operating model, given significant industry disruption across the value chain.
• advising several global asset and wealth managers on developing and launching their direct-to-consumer businesses, including proposition design, robo- and algorithmic advice, underlying product architecture, platform.
• advising universal banks on their long-term strategy development in light of disruptive macroeconomic and digital headwinds

New York, NY, US

• Private Banking and Wealth Management – corporate strategy, portfolio optimisation, proposition design, operating model design (selected projects, led the Booz team in all cases)
• Advised a large global British bank on its go-to-market strategy for the Wealth business, including assessing market participation, proposition development, reputational risk management
• Advised a major global private bank on its investment management strategy and operating model. Assessment including advisory, discretionary and execution services, and product development
• Established the Group Investment Management office for a major UK universal bank
• Developed the business plan, capability roadmap and client segmentation for the retail banking business of one of the world’s largest universal bank
• Developed the mobile banking strategy for a major global banking institution across mature markets and 6+ emerging markets (Africa, Eastern Europe, Middle-East)

Mclean, VA, US

• Life and Pensions – corporate strategy and portfolio optimisation (selected projects)
• Advised a major UK life and pension player on corporate strategy, with a view to either break-up or restructure the company. Led the Booz team assessing the strategic options
• Assessed for UK’s second largest insurer, the viability of a separate with-profits division
• Advised a major UK insurance company on the development of a wrap platformCards, Payments and Digitisation – strategy development, proposition design (selected projects)
• Reviewed the impact of digital innovation for one of the world’s biggest card issuer and payment processor. Recommended an innovation roadmap resulting in 5% growth in market share
• Wrote a paper assessing the benefit and financial impact of universally digitising the UK on behalf of a government sponsored programme – The Case for Universal Digitisation of the UK (2012)

Mclean, VA, US

• Selected projects including some led post 2006 in fulltime position
• Identified opportunities for improving efficiency and effectiveness of the corporate functions team of a major UK bank
• Recommended the store location strategy for a major furniture manufacturer and retailer based on households covered by existing client and competitor stores. Evaluated client/competitor competencies by interviewing.
• Advised one of the world’s largest beverages company on its European Sales & Marketing strategy including conducting detailed best practice benchmarking of leading competitors
• Advised a private equity player considering acquiring a UK media company (including the online portfolio). Gained buy-in to not pursue the target due to limited long-term viability of the portfolio
• Identified €14m cost savings in the below-the-line promotion spend of a global electronics major

Chicago, IL, US

• Global snacks strategy with an aim to attain market leadership by 2006
• Determined key trends in global snacks by analyzing market sizes and growth forecasts
• Recommended acquisitions, new product opportunities based on market and consumer research
• Evaluated potential for snack bars in Europe and recommended entry/exit decisions
• Recommended to exit sugar confectionery business implemented in 2004Beverages market entry strategy to launch flagship brand in 4 developing markets
• Led market assessment module in 4 target countries

London, GB

• Coordinated business development effort in the Banking and, Insurance industries – Established and managed relationships with senior management of FS companies – Collated industry intelligence and identified new.
• Achieved 5% ($500,000) growth in group’s annual revenue by acquiring 2 major clients

Montreal, Quebec, CA

• AIESEC is the world's largest not-for-profit organization conducting international employment exchanges
• Elected as Vice President for India (full time paid one year term) after volunteering for 3 years
• Led planning and training for South/East regions with a 250 strong volunteer base across 4 cities
• Achieved over 50% growth in exchange numbers through client expansion and client referrals
• India office won the ‘UBS Excellence Award’ for outstanding performance during my term

Mba, Strategy & Change Management

Bachelor Of Commerce (Honors), Business

Cbse, Business/Commerce, General