Siddharth Dixit Email & Phone Number

Noida, Uttar Pradesh, India

Credit Monitoring & EWS Manager Roles and responsibilities:- Conducting EWS Level 2 reviews of borrowers every month for identification of probable RFA and Fraud Cases which includes analysis of the borrower’s financials, EWS triggers (both RBI and bank’s internal triggers), and other indicators.- Identifying borrowers under financial stress and suggesting.

Mumbai, Maharashtra, India

Roles and responsibilities:- Conducting annual/periodic reviews of Credit Policies of the Bank based on proactive portfolio analysis, regulatory requirements, directions from the Board/Senior management.- Liaising with credit, business, operations and other risk teams to develop policy and operational procedures.- Automation of credit policy in the loan.

Lucknow, Uttar Pradesh, India

• Roles and responsibilities:Credit Manager:
• Handled business and project loans, non-fund based credit such as bank guarantees and line ofcredit for SMEs and Corporates.
• Responsible for handling the corporate (B2B) portfolio for the bank.
• Managed complete credit cycle including - evaluation, appraisal, sanctioning & monitoring.
• Prepared credit scoring model to determine the risk involved in lending proposals.
• Preparing detailed credit proposals for the… Show more Roles and responsibilities:Credit Manager:

Lucknow Area, India

• Roles and responsibilities:
• Carrying out risk assessment of prospective and existing mid and large corporate borrowers based on their credit history, financial performance, on-site visits, and conduct of their accounts.
• Carrying out credit ratings of both existing and prospective corporate clients using the Bank’s internal rating application.
• Preparation of proposals for periodic reviews of existing facilities as well as for sanction of new credit facilities, both fund and… Show more Roles and responsibilities:
• Preparation of proposals for periodic reviews of existing facilities as well as for sanction of new credit facilities, both fund and non-fund based.
• Monitoring of the credit facilities granted to clients, and ensuring compliance with RBI & other regulatory guidelines. Show less

Bengaluru Area, India

Role and responsibilities:- Creating financial models based on Generally Accepted Accounting Principles (GAAP) standards- Updating Income Statement, P&L & Cash flow Statements for stocks belonging to the North American Region in their respective models- Carry out valuation of the company based on the financial model built using relative and discounted cash.

India

• Successfully completed a two month Summer Internship at Bank of India, Mumbai in its Treasury Branch along with a research project in the Corporate Bond Market in India with the following key objectives:
• Analysis of the corporate bond market in India with special emphasis on the lack of liquidity in the secondary market.
• Study the reasons behind the small amount of corporate bond issues that take place in India while understanding the mentality of the corporates for using… Show more Successfully completed a two month Summer Internship.
• Study the reasons behind the small amount of corporate bond issues that take place in India while understanding the mentality of the corporates for using traditional methods of financing such as bank loans. Show less

Lucknow Area, India

Completed a two month Summer Internship with special focus on the Micro-insurance sector in India.

Master Of Business Administration (M.B.A.), Finance, General, 7.57

Bachelor Of Commerce (B.Com.) Honours, Accounting And Finance, 8.06

Education record