🏦 Professional Banker Driving Revenue and Efficiency 📊A seasoned banker with over 17 years of experience in business development and product management. Throughout my career, I've consistently focused on revenue generation and bottom line efficiency, and I'm passionate about leveraging technology to drive innovation and growth.Currently, I'm excited to be leading the design of a cutting-edge Loan against Gold product for TVS Credit Services Ltd. In this role, I'm deeply involved in creating a robust Product and Policy framework that utilizes data analytics and AI tools. My goal is to develop the most technologically sophisticated Gold loan product in India, transforming the way individuals and businesses access capital and fulfill their financial needs.With a keen eye for market trends and customer preferences, I have successfully identified untapped opportunities and formulated strategies to maximize profitability. I use data-driven insights to make informed decisions and drive business success. By combining my expertise in business development and product management, I have consistently delivered results that exceed expectations and drive growth.I pride myself on my ability to build and lead high-performing teams, fostering a culture of collaboration and innovation. With strong communication and interpersonal skills, I am adept at building and nurturing long-lasting relationships with clients, stakeholders, and colleagues.Throughout my journey, I strive for continuous learning and improvement, constantly staying updated with industry best practices and technological advancements. I firmly believe in the power of adaptability and resilience in today's fast-paced business world.A strategic thinker and a proven leader who can drive revenue generation and bottom line efficiency, I'd love to connect with you. Let's explore possibilities, collaborate on exciting projects.
-
Product ManagerTvs Credit Services Ltd.Pune, Mh, In -
Product ManagerTvs Credit Services Ltd. Sep 2023 - PresentChennai, Tamil Nadu, IndiaProduct design and launch for branches across India -
Zonal ManagerEquitas Small Finance Bank Apr 2021 - Sep 2023Mumbai, Maharashtra, India -
DirectorGtg Careers Consultancy Pvt Ltd Aug 2017 - Apr 2021Pune, MumbaiGTG Careers is a venture by two seasoned career bankers launched with a view of providing dedicated training and hiring solutions for banking and finance industry. Our extensive industry experience and exposure allows us to service individual needs of all clients to their ultimate satisfaction. Our innovative and flexible approach ensures that our services are exact to the individual needs of our clients. We are also engaged in conducting workshops on skill development of fresher's and bringing in the employability edge to the fresh students. GTG Careers has fast grown as a professional HR Services provider with a proven success record with distinguished client list in banking and finance industry.We provide end to end HR services viz. Recruitment / Placement, Corporate Training, Salary Structuring, Employee Satisfaction Survey. The services we offer are known for their time bound nature, reliability and credibility. Through these solutions, we help our clients to excel in their own businesses.Our unique business model works on both the supply as well as demand side of banking jobs. Corporates get GTG edge as the candidates recommended by us, go through the screening by our expert panel of consultants and a unique process of “JD – CV mapping methodology” is made for each candidate which evaluates candidates profile and skill sets vis-à-vis the Job role requirements.We are pioneers in providing skill development training in banking industry both for freshers as well as employees. Our training programs are need specific and our key strength is customization. We integrate an organization’s culture, values, systems and management style into our training programs thus ensuring that the training communication is in sync with your organization’s mission and goals.
-
Regional Business Manager- Maharashtra, M.P., And ChattisgadKotak Mahindra Bank Mar 2011 - Aug 2017Pune Area, India• Area Business Manager for Commercial Banking led Gold Loans Business vertical. • Spearheading a team of Location Business Managers and Team Business Managers, who are responsible for delivery of productivity from Ground level teams• Currently handling over 36 operational Gold loans branches for Maharashtra, Madhya Pradesh and Chattisgad. • Also supervising launch of the product in Rural branches in the interiors of Maharashtra and Madhya Pradesh. • Overseeing the health of the Gold loan book vis a vis movement of Gold prices in real time.• Handling the legal process for Auction cases.• Responsible for hearing and solving customer issues as well as grievances.• Responsible for pursuing legal matters pertaining to the product. • To be in continuously engaged with the business cycle stake holders ranging from internal staff to external valuers as well as customers.• Overlooking branch wise profitability by maximizing revenues.• Responsible for identifying branches for launch as well as overseeing successful launch for the area in command.Notable Contributions;• Got promoted in first year of managing a new business.• Expansion of area of operation outside Maharashtra, with new added responsibility of spearheading the business of Madhya Pradesh and Chattisgad. • Responsible for turnaround in business fortunes in Madhya Pradesh and Chattisgad by increasing the disbursement volumes over 3 times in span of 3 months. • Contributed for organizational profitability by having highest number of branches in L2 profitability.• Achieved a rare feet of running a nil NPA book till date. -
Area Acquisition HeadHdfc Bank Jul 2008 - Mar 2011Kolhapur, Maharashtra, IndiaArea Acquisition Head, South Maharashtra- Goa, Direct Sales, CASA -
Manager - Home FinanceKotak Mahindra Bank May 2006 - Jul 2008Pune, Maharashtra, IndiaHandled branch Sales for direct channel in Mortgages.
-
Graduate Engineer TraineeHindustan Electro Graphites Jan 2003 - Jun 2004Supervision and Troubleshooting of Break down and Preventive Maintenance Operations. Taking decisions leading to least loss of Productivity in case of heterogeneous Breakdowns. To ensure that the production activities go unhindered.
Frequently Asked Questions about Siddhartha S
What company does Siddhartha S work for?
Siddhartha S works for Tvs Credit Services Ltd.
What is Siddhartha S's role at the current company?
Siddhartha S's current role is Product Manager.
What schools did Siddhartha S attend?
Siddhartha S attended Institute Of Management Development And Research, Jit, Insaid.
Not the Siddhartha S you were looking for?
-
-
Siddhartha S
India -
-
Siddhartha S
Senior Software Engineer & Application Architect | Expert In Building Scalable, Reliable, High-Performance SystemsBengaluru
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial