Seven Years of Actuarial Consulting experience in below areas:1- Retirement Benefits: Worked and supervise my team under all local and International clients based on IAS19 and US-Gaap.Performed Actuarial Valuation of Pensions, Gratuity, Medical, Benevolent, Leave Encashment and End of Service Benefits.2- General Insurance: Perform Technical Provision (IBNR, UPR) and Underwriting overview for all line of business as per the regulation of Insurance Authority. Prepared Financial Condition Report as per the regulation.Worked in Eforms based on Insurance Authority regulationWorked in Motor Pricing using Burning Cost Method.

-I am managing and supervising my team as well.-Carried out Actuarial Valuations of Retirement Benefit Schemes of Pension funds, Gratuity funds, Post-Retirement Medical Benefits, Long term Compensated Leaves and Benevolent schemes and implement funding requirements based on IAS 19.-Worked on the Valuation of Retirement Benefit Schemes, for local and international clients under current and revised International Accounting Standards (IAS) 19, including Citi Bank UAE, PIA, MCB, ABL, NBP, HBFC, PARCO, Pakistan Reinsurance Company, all major electricity company and other banks-Did a comparison of Defined Benefit and Defined Contribution Schemes for Pakistan International Airlines.-Carried out Financial Impacts after change in different options in pension and gratuity schemes for major banks.-Worked on valuation of Pakistan International Airlines and special assignment of Frequent Flyer Award Plus Program, which includes lapse and redemption pattern of points and applied probabilities to carry out Actuarial Liability-Worked in financial Impact of Offering Voluntary Severance Scheme (VSS) for MCB Bank-Worked on the Designing of retirement benefit schemes including drafting Trust deed Rules.-Analyzing and recommending amendments like reducing, enhancing and/or curtailing the existing scheme benefits.

-Carried out Actuarial Valuations of Retirement Benefit Schemes of Pension funds, Gratuity funds, Post-Retirement Medical Benefits, Long term Compensated Leaves and Benevolent schemes and implement funding requirements based on IAS 19.-Carried out Financial Impacts after change in different options in pension and gratuity schemes for major banks.