Simen Collin Einarson Email & Phone Number

Oslo, Oslo, Norge

Oslo, Norway

Oslo Area, Norway

Portfolio results:• Annual new sales of NOK 25m on average• Improved profitability each year• In line with If Industrial's financial targets • Retention rate in line with If Industrial's targetResponsibilities: • Evaluate risks, write terms and conditions and calculate price for the purpose of accepting risks in line with the financial targets of If Industrial• Responsibility for appropriate reinsurance per risk• Responsibility for appropriate international insurance programs • Product specialist towards the client, captive or broker, hereunderpresent and negotiate decisions • Make presentations for clients, captives and brokers concerning insurance related issues • Product specialist in internal working groups and fora including product or solution development• Cooperate in Client Teams for the purpose of securing high degree of satisfaction for clients and brokers• Cooperate in Client Teams for the purpose of gaining new business and clients• Cooperate with Claims Handlers and Claims Teams

Oslo, Norway

Portfolio results:• Double-digit annual growth with increased profitability• Annual risk ratio better than target on all products• Annual rate increases above 5%• Annual retention rate above 95%Projects:• Creation of an underwriting template used by underwriters in Industrial• Creation of a detailed claims statistics template for Health insurance used by underwriters in both Commercial and Industrial• Creation of a compensation calculator • Full revision of terms and condition for the product Critical Illness• Participated in a Nordic project creating a new underwriting tool for Workers Comp. Responsibilities: • Analyzing risks and underwriting clients within the industrial segment• Product specialist, both internally and towards brokers and clients• Negotiation with brokers and clients• Follow up portfolio profitability• Product development• Revision of terms & conditions• Creation and development of underwriting tools

Oslo Area, Norway

Promoted to Senior Risk Underwriter in April 2010 Responsibilities:• Assuring the quality of our department’s decision for risks with high exposure• Portfolio included both Euler Hermes Norway's largest clients and the group's major international clients with operations in Norway• Training of new hires

Oslo Area, Norway

Responsibilities:• Analysis and monitoring of the fishery sector• Financial analysis of Norwegian and international companies• Preperation and presentation of cases to be presented for the Nordic credit committee• Client responsibility for customers in portfolio• Strategic Risk Underwriter from 2008 with responsibility for both strategic policies and sensitive risks

Oslo Area, Norway

Responsibilities:• Counseling and loan processing• Sales of daily banking, insurance, mutual funds and pensions• Responsible for my own client portfolio consisting of small and medium enterprises within the farming industry

Responsibilities:• Cashier duties• Customer advisor and financial advisor

Master'S Degree, Economics

• Master thesis, “Behavior-based risk classification”, concerning endogenous categorization in the insurance market • Courses: Mathematics.

Bachelor'S Degree, Economics

• Master level courses: Insurance Economics, Game Theory II, Econometrics II, Development Economics, Microeconomic Analysis, Macroeconomic.

Philosophy

• Courses: Ethics & practical philosophy,View of life & ethics, Theater Theory

Commerce

• Courses: Law, Commerce & Government, Statistics.

Economics

• Courses: Intermediate Economics, Fundamental Economics, Ex.Phil/Ex.