-: Checking and appraising proposals, scrutinizing documents including SOA analysis, Cibil analysis, ensuring proper KYC etc, before assigning any application to Lender with proper TAT and Quality-: Detail checking of banking- Funds receiving and remittances, EOD Balances,Penal Analysis and understanding of business model -: Handling pre-sanction diligence, credit grading, review of existing limits, disbursement and post sanction monitoring of accounts-: Assessing financial risk in credit proposal as well as conceptualizing and structuring deals for credit advances

 Maintain Customer Portfolio, according to the policy.  Underwriting of Business/Personal loan cases with loan book of upto 10Lacs.  Through understanding of KYC and income document i.e, paystubs & bank statement.  Effective use of CRIF & CIBIL report and identifying the repayment habit and ability of the customer with the help of past loan tracks and financial stability.  Check the loan eligibility through bank statement, last 2yrs income tax returns & salary slips.  Checking whether the case fulfills all credit norms and maintaining organizational credit policy.  Analyzing risk in the provided case and take decision accordingly on finalizing the loan amount with minimal risk and maximum returns, creating a good investment opportunity for lenders.