Simran Kaur Email & Phone Number

The Rocks, Nsw, Au

Hybrid role in the Schemes & Affinity team, involves managing and growing current partnership portfolios and developing/establishing new partnership opportunities.

Early 2021, I was offered (and ACCEPTED) the opportunity to step up and run the FutureX business alongside it's founder Craig Dunlop.FutureX is a 33-year-old Kiwi owned business specialising in commercial property insurance. We specialise in wholesaling competitive and comprehensive insurance large scale investors throughout New Zealand and assist them in sourcing the most suitable options for their insurance portfolios. Other than this, we also assist small to medium scale investors with property, vehicle, liability and business insurance.

My journey in the insurance industry began in 2017. Commercial property insurance is the niche market that I have been operating in, my role includes :- creating marketing initiatives to attract new clients- negotiating with underwriters to get the best cover at the best price-collecting updated information from clients and amending policies from time to time- administration of renewals including premium calculation and collection- processing client accounts, invoicing, reconciliation and disbursements- building and maintaining strong and transparent client relationships- lodgement of and ongoing hands on involvement until settlement, liaising with various parties- keeping detailed computer records and preparing reports for underwritersThis role has enabled me to gain the following skills, in the process :- strong and transparent, written and verbal communication- in depth knowledge of back-end accounting and insurance softwares and processes- attention to detail and ability to quickly pick up loopholes in policy wordings- analytical and decision making skills while choosing which markets to approach for various policies- creativity and ability to problem solve when finding cover for clients with unique needs- great customer service and interpersonal skills by following "underpromise, overdeliver" policy- mathematical proficiency and ability to pick up on errors- organisation through maintaining detailed customer records

Nz

Alongside heading the FutureX insurance broking business, I single-handedly manage RedEx's commercial property portfolio. I have been looking after these properties in a reduced capacity since 2020.My role includes : - administration of property-related finances- co-ordinating with contractors to organise repairs and maintenance- ensuring tenant needs are met and resolving any complaints- advertisement of premises for lease- drafting of contractual lease agreements- reporting to property owners in a strong, clear, effective and efficient manner- conducting regular inspections to check properties are well-maintained- organise tenant move-in and evictions where necessary- keeping records of all correspondence and transactions- proficient use of relevant softwares to minimise monetary and opportunity costs.- 24/7 availability to meet emergency needs- professional execution of all above tasks.This role has enabled me to gain a variety of skills in it's executions, including :- proactive character- negotiation skills through lease formation- ability to work with other parties and initiate follow throughs where required- flexibility and high level of dependability, as well as unquestionable confidentiality- strong oral and written communication skills- ability to work with various computer packages like Excel, Outlook, PowerPoint and MS Word- competence to multi-task and prioritize assignments, including where there may be a conflict of interest.- expertise in financial breakdown, analysis and reporting of property performance- personal organisation while juggling between property management and insurance broking.