Seasoned Risk Executive with over 20 years of experience in the UK and EU banking sector, specializing in Enterprise Risk Management and regulatory compliance. Proven track record in:- Spearheading risk management strategies for established banks and fintech startups- Navigating complex regulatory landscapes, including direct engagement with PRA and FCA- Developing and implementing comprehensive risk frameworks across credit, operational, and emerging risk areas- Providing strategic risk insights to boards and executive teams, aligning risk management with business objectives- Leading high-performing teams and driving cultural change in risk practicesUnique blend of hands-on CRO experience, strategic consulting expertise, and entrepreneurial acumen in building risk advisory practices. Adept at translating complex risk concepts into actionable business strategies, enhancing operational resilience, and safeguarding financial stability while driving growth.Recognized for expertise in climate risk and sustainability, with a forward-thinking approach to emerging risks in the rapidly evolving financial services landscape.