An accomplished Board executive and business leader, with a track record of leading and driving change in life and pensions businesses, to out-perform profit, growth and expenses targets. I've headed up both UK and international employee benefits businesses of up to 450 people, spanning defined contribution pensions, corporate protection and defined benefit pension de-risking. I have operated in c.20 markets globally, and managed multi-cultural teams across 7 countries. I have initiated new business lines, led turnarounds and operating model transformations, created award-winning digital propositions, and forged strategic partnerships, while delivering commercial results.I bring a combination of strategic and technical market understanding, a customer mindset, along with stakeholder management skills. Calm under pressure, my open style facilitates team engagement, collaboration and performance.In regulatory terms, I have operated as an FCA Approved Person (CF1, CF2 and CF29), which brings detailed understanding of the UK risk and regulatory framework. I am also familiar with the regulatory regime in the Isle of Man. Recent achievements:- Exceeded every profit target set since 2010.- Reduced cost by c.25% over 3 year period, re-designing the target operating model, re-locating functions to lower cost locations, automating and re-engineering processes- Implemented robust approach to regulatory compliance in cross-border Employee Benefits- Launched greenfield EU cross-border group savings business from Luxembourg- Secured significant strategic alliances with leading UK and international pensions and risk distribution partners- Secured UK pensions market leadership in quality, while delivering 17-fold turnover growth in 7 years.