Credit Analyst Ii
Current- Conducts credit analysis and underwriting within the commercial lending portfolio, completing complex financial credit analyses, and underwriting over $100MM in credit products in FY23.
- Responsible for administering annual credit reviews and covenant compliance of credit facilities as well as structuring/due diligence designed to meet both client and investor needs while maintaining the bank's.
- Responsible for the preparation of quality, detailed financial analysis including cash flow models (management, base case, and downside scenarios) and collateral evaluations to identify potential credit risks of clients.
- Research, write and present economic/market conditions as well as industry analysis/trends in support of company specific and portfolio level assessments.
- Monitors/manages ongoing performance/risk of accounts within assigned portfolio of clients.