Simranjit Singh, Cfa Email & Phone Number

Canada

New Delhi Area, India

L&T Finance is a non-bank finance company with pan-India presence and book size of over C$ 15 billion. It offers multiple retail and commercial lending products including residential mortgages, commercial mortgages and construction loans.My role at L&T Financial Services primarily consisted of credit appraisal of long-term financing proposals for real estate companies operating in Delhi National Capital Region. The funding proposals included construction finance loans and commercial mortgages. The role provided me with extensive experience in financial modeling and preparation of credit appraisal documents. As a credit analyst, I was involved in loan authorizations aggregating to CAD$ 350 MM for various real estate projects.

Mumbai Area, India

IndusInd Bank has over 25 million customers, nearly 2,000 branches and loan book of C$ 35 billion with presence in both retail and commercial segments.My job responsibilities included:Credit appraisal for medium to long-term financing to large corporates in infrastructure sector for project development and capacity expansion As a credit analyst, I was involved in underwriting and authorization of two funding proposals - C$ 65 MM debt financing to a company involved in development of solar projects and C$ 145 MM debt refinancing of a company involved in generation of thermal-based power with installed capacity of 1 GW

Mumbai Area, India

India Ratings and Research is a wholly-owned subsidiary of Fitch Group and maintains coverage of corporate issuers, financial institution, managed funds, and structured finance and project finance companies.My job responsibilities included:1. Credit analysis for assignment of ratings to structured finance transactions including asset-backed securities, residential mortgage-backed securities, commercial mortgage-backed securities, and securitization of impaired loans 2. Undertaking capital market research and securities issuer engagement for updating rating methodologies and criteriaAs a credit analyst, I was responsible for monitoring of more than 45 ratings assigned to different issuers. I was also involved as an analyst for the first-ever asset manager grading assigned by the company

New Delhi

Yes Bank is one of the top ten private sector banks in India by assets size with a total loan book of C$ 30 billion. It provides a comprehensive range of banking solutions to both retail and corporate customers.My job responsibilities included:1. Credit appraisal, financial modeling and due diligence for debt proposals in real estate, healthcare and education sectors2. Regularly meet the existing clientele to explore opportunities of further penetration through cross-sell of banking products 3. Structuring and underwriting of project finance transactions to meet clients’ capital requirements4. Performance monitoring of the existing portfolio, and assisting team leader and financial restructuring unit in the management of stressed assets5. Ensuring compliance with relevant regulatory guidelines and internal processes to minimize risks 6. Credit underwriting for C$ 60 MM financing for a 525-bed tertiary care hospital in Delhi National Capital Region7. Project monitoring involving site visits of select real estate and hospitality projects financed by the bank 8. Monitored a portfolio of more than C$ 35 MM in education space and C$ 50 MM in commercial real estate sector

New Delhi

New Delhi

Master Of Business Administration - Mba

Bachelor Of Technology (B.Tech.), Civil Engineering