Qvonto is a fintech company with a (current) focus on the European investment product industry.Qvonto offers near-automated solutions for Regulatory compliance and services a range of investment product businesses. Qvonto makes AI and machine learning research and development with a focus on the predictions of asset values.Qvonto is specialised in Google Cloud services that run our software products & services.

Nordea is the largest financial services group in Northern Europe.In my 10 years of employment at Nordea I have had the following positions:• Director• Executive Advisor• Head of Risk Management (Associate Director)• Chief Risk Manager• Project Manager (Analyst)Responsibilities:• Group Market and Counterparty Credit Risk• Risk Management• Regulations• Regulatory capital• Basel III• Capital Requirements• Directive & Capital Requirements Regulation (CRD/CRR IV)• Counterparty Credit Risk (CCR)• Internal Model Method (IMM)• Credit Valuation Adjustment (CVA)• CVA Risk, Centralised Counterparty (CCP)• European Market Infrastructure Regulation (EMIR)

Responsibilities:• Nordic Private Banking• Change Management• Portfolio Management System• Sales Information Design• Bank Assurance Sales Data

Responsibilities:• International Private Banking• Asset Management• Risk Lines & Limits• Credit Approvals• Product Approvals• Seed money for Group Investment Funds

Responsibilities:• Life Insurance and Pensions• Group Risk Reporting• Lines & Limits• Economic Capital• Company Valuation

Innova Financial Solutions ApS is passionate about creating high quality innovative software, services and solutions for people, companies and other organisations. Our main field of expertise is Finance, especially the field of Valuation and Risk Management.We further developed an extensive and advanced interactive book with an integrated software (more than 30.000 high level code lines) for analysis and engineering of financial securities and instruments. The system was globally distributed from 1996-2014 by an American company (wolfram.com makers of Mathematica) to academia and financial analysts. The product name was "Derivatives Expert for Mathematica".Responsibilities:• Entrepreneurship• Risk Management• Project & Change Management• Development of Software• Functional Programming

Deloitte is the brand under which tens of thousands of dedicated professionals in independent firms throughout the world collaborate to provide audit, consulting, financial advisory, risk management, tax, and related services to select clients. These firms are members of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee (“DTTL”). Each DTTL member firm provides services in particular geographic areas and is subject to the laws and professional regulations of the particular country or countries in which it operates.Responsibilities:• Nordic Region• Management Consulting• Process Improvement• Financial Services• Improvement of the overall business situation• Lecturer: Trends in the Cash Management functions of large companies

My professionel interest of Software Entrepreneurship at the Risk Management market lead to the foundation of Innova Financial Solutions ApS. The company seeks to offer financial Risk Management solutions for both people, firms, and organisations. I lead the development of a general internet-based financial portfolio Risk Management Calculator that can be seen as the world's first internet-based one of its kind.The name was Risk Management Online. RM Online was announced on the front page in the March 1997 version of JP Morgans/Reuter's "RiskMetrics Monitor" publication.Responsibilities:• Entrepreneurship• Software Solution Technology• Project & Change Management• Investment• NextStep Development platform (later MacOS X)• Intranet-based portfolio system (administration, reporting, analysis, and Risk Management)• Business Development in E-commerce• 3D visualisation• Automated optimization of electronic payments

With approximately 700 call centres in all Nordic countries and highly competitive online and mobile banking platforms, Nordea has the largest distribution network in the Nordic and Baltic Sea region, and the bank aims at being one of the leading European companies in terms of clear, relevant and transparent information to shareholders, investors and analysts.In this position I developed a new principle for interest rate VaR, presented at Eurobanking Cannes 1993.Responsibilities:• Capital Adequacy Project Manager• Consultant on World Bank Project in Poland• Responsible for Nordic Investment Banking Country reports to clients• Analysis of Asset & Liability Management Model• Development of new risk measures, models, and procedures for managing market risks

Responsible for developing new futures & options front-office desk for trades on the Copenhagen Stock Exchange with analysis, trade and customer support. This goal was achieved.