Credigy is a wholly owned subsidiary of the National Bank of Canada (“NBC”, TSE: NA) focused on investment in consumer finance receivables. Transaction experience: principal acquisition, repo financing, warehouse financing, revolving senior financing, term senior financing, mezzanine financing, syndicated loan facilities, asset participations, corporate M&A Asset Class Experience: Residential Mortgage (first lien RPL/NPL/BK, second lien RPL/NPL/BK/ HELOC, reverse mortgage HECM/ proprietary, home improvement loan, servicing advances, mortgage servicing rights, single family rental, fix and flip), Unsecured Consumer (personal loan, credit card, small business credit card), Auto (lease, loan, bankruptcy), Other (life settlement, worker’s compensation, merchant cash advance)

 Developed language study curricula, tutored teachers on language development, devised cultural enrichment activities Taught 10-20 hours weekly of additional private English lessons to ages 3-40+

 Designed and wrote various public relations materials Conducted research for new documents and document updates Planned, designed, and executed annual holiday fundraising pamphlet