A Technology Leader, with over 24 years of progressive experience in working with global organisations especially in BFSI, as a catalyst and change agent for the digital transformation, driving innovation with new technological horizons and creating business-aligned technologies that are consistent with regulatory compliance, business direction and objectives of the organisation and helping organization adopt technology-based efficiencies by focusing on IT Uplift, Digitizing Operations, Digital Marketing and New Ventures. In the last several years he has been focusing on delivering large scale and inter-operable ecosystems from concept to launch in banking and financial services.Currently he is responsible for overseeing the development and dissemination of technology for SBI's large scale digital banking services for various banking channels and core service providers, rolling out of AA, CBDC (Retail & Wholesale), Setup Enterprise Architecture CoE, Niche & Emerging Technology R&D and Innovation Hub for global Fintech/Startup Engagement. Earlier he was part of ReBIT’s Research & Innovation vertical and leading citizen centric service delivery CoE for helping RBI’s Regulation, Supervision & Fintech Depts on financial inclusion and inter regulatory tech policy initiatives.He has also been associated with global organizations like Samsung Electronics HQ, IBM and SAS prior to ReBIT for rolling out some global large-scale financial technology platforms and commercial ecosystems like Samsung Pay (Contactless Mobile Payments-NFC/MST), Omni-Channel Digital Banking & Lending/Recovery Platforms.