Skip Mcbride, Cmb Email & Phone Number

Newport Beach, California, Us

Brea, Ca, Us

Implemented a new start up retail mortgage bank licensed in 44 states for AHP Servicing LLC (Chicago IL) to capture loan servicing portfolio run-off, create new purchase and refinance business, and assist the underserved communities with homeownership utilizing government agencies and states specific down payment assistance programs. Managed the day-to-day administration to ensure all team members are achieving maximum productivity goals while adhering to company policies and procedures, federal and state regulations, and providing exceptional client service. Worked closely with executive management to create business strategies, identify market trends, produce marketing plans, allocate resources to appropriate tasks, streamline workflows, implement new products, and provide daily support to all business units. Oversee Loan Production (Sales) teams to ensure all service levels are met, and loans are meeting investor's guidelines, and regulatory requirements. Accountable for reviewing pipelines, marketing, networking, new lead generation CRM tool, monthly production reports, and motivating team members to perform at their highest level through daily coaching, training, and positive collaboration. Implemented and managed all aspects of Secondary Marketing including investor relationships, pricing, lock desk, loan delivery, and post-closing functions. Responsible for purchase advice review, warehouse line settlement activity, and providing accounting loan sales reconciliation and profitability report.Administered Vendor Risk management's governance oversight and support of vendor activities to achieve the goals of the company. Worked closely with management to evaluate new relationships through vendor analysis, contractual obligations, and risk assessments. Managed projects and maintained up-to-date LOS/ POS, CRM, and Pricing business system releases, streamline automations, configurations, and migrations in all environments.

Long Beach, California, Us

Managed and maintained residential lending’s Sales and Operation Support Units, Encompass LOS Administrator, Secondary Marketing, Lock Desk, Correspondent Investors Relationships, and Vendor Risk Management Systems. Oversee and uphold all secondary marketing and daily lock desk functions which include updating daily correspondent and portfolio rate sheets, pricing changes, exceptions, extensions, rate lock cancellations, and mark to market loan sales. Work closely with investors to ensure loan quality, compliance, profitability, and timely loan purchase delivery. Worked closely with the senior management team to manage pipeline risk, build business strategies, and identify market trends. Effectively provide daily systems, process flows, and communication support to both operational and production units to ensure loans are meeting our client service excellence. Managed residential lending's Vendor Risk to ensure all vendors service contracts, insurance, and technical documents are updated.

Santa Ana, Ca, Us

Managed day-to-day administration of the real estate lending to ensure both loan originations and loan operational team members are providing World Class Member Service while achieving maximum productivity goals, and adhering to state and federal regulations, NCUA, and SFFCU's policies and procedures. Production - Oversee SFFCU loan originations and processing teams handling over 14,073 purchase inbound calls, 8,050 outbound calls, and 1,075 web applications while taking 3,308 purchase applications increasing our purchase funded units 66%, and loan volumes $182.8m up 61% in 2012. Manage our SFFCU Home Advantage and First Team Real Estate Partnership purchase program that closed over 360 escrows in 2 years resulting in $79.3m in purchase home loans. Compliance / Training- Reviewed and responded to all Risk / Quality Assurance Pre and Post Closing Audits making sure the team adheres to all state and federal regulations, NCUA, and SFFCU's policies and procedures. Required all team members to complete 9 required ALLREGS compliance courses. Developed and trained team members on various new products and guidelines.Product Development - Assisted with the development, implementation, and training on various new loan originations daily pricing and rate sheet system, new portfolio products and guidelines to help production and operations increase our purchase market share 25% YTD.

Woodland Hills, Ca, Us