Provide Financial Solution to clients by aggressively eliminating Mortgage and all Consumer Debts the fastest way at the same time building Wealth and achieving Financial Freedom.Clients can pay off their mortgage in as little as 1/3 to 1/2 the time with*No refinancing of their existing mortgage*Little to no change to their lifestyle*The strategy works with their existing IncomePotentially save them hundreds of thousands of dollar in interest of all debts.

A better way to buy term life insurance. Are you starting a family? Have you just bought a new home? To ensure you're always there for your family, SmartTerm is a better choice. It gives you access to life insurance from BMO, part of one of the world’s largest insurance and financial services company in the world.Our goal is to set a standard that is industry wide. To provide the best of both worlds as a web based corporation with human interaction. To hear what our clients are asking for, to build on this by providing new products at a competitive price with compassion and care. And finally, to make this process easy and transparent. Through the SMARTTERM CALCULATOR, you can simply choose the type of coverage you wish, with the premium you can afford. There is no catch. It is simply put “SMART”.Our needs analysis calculator will help guide you as to the amount you might require to meet your current and future needs. We provide an extensive description of our products and a toll free number to answer any questions.You can apply for coverage online, right here, right now in under 5 minutes. Use our SMARTTERM CALCULATOR now and create a personalized term insurance plan that gives you trusted, low cost coverage for those you care about most.Product availabe on line: Life Insurance, Mortgage Insurance,Travel Insurance, Group Benefit, Critical Illness and more...www.smartterm.ca

Answered incoming calls on customer service queue and made outbound calls as required.Identified, solved and/or confirmed inquiries and requests received by fax, mail and email; escalated issues, if necessary, to underwriting division for final decision on client's case.Followed up with clients to confirm resolution and customer satisfaction, as needed.Contacted pre-qualified clients for mortgage and life insurance coverage, clarified client's needs and budget to determine client's coverage required.Educated clients on insurance products to ensure families' total protection needs are met. Documented and tracked client discussions or complaints and maintain client contact records. Participated in ongoing training and education to remain current of product, industry, service and administrative changes.Consistently provided accurate client administration by processing applications online for efficiency.

Prospected new clients by means of personal contacts, referrals, cold calling and attending trade shows Provided objective financial advice to clients having multifaceted financial needs using established computerized system called the FNA (Financial Needs Analysis).Dealt with mortgage application, working closely with mortgage specialist; called clients to verify information and let them know if they got approved or needed some more information to process the application.Educated customers regarding their current financial situation about their income, expenses, taxes, savings, and retirement in order to assist them in making appropriate and informed financial decisions.

Dealt with all aspects of production levels including floor management, inspection, quality control, safety and good housekeeping.Completed management of defective Sun, Cisco, and Juniper, Power computer circuit boards including repairs, visual inspections, hand repairs, manual and mechanical assembly by following MPIs. Created and presented new process methods which were examined by the engineering departmentImplemented solutions for production to improve operational efficiency including cost cutting, time efficiencies; effort was compensated by bonus.Trained staff on new methods of production and put in effect new production techniques including my own solutions as well as those offered by other production staff as instructed by management.OTHER EXPERIENCEOver a period of 10 years, held the positions of Poll Clerk and Deputy Returning Officer for federal and provincial elections. Managed staff, opened and closed ballots, and ensured that forms were accurately completed and ballot counts were balanced at the end of the day. Responsible for physically delivering ballot box with all documents sealed to designated location, as well as kept the copy of "Statement of the vote" for 60 day waiting period to ensure counts were accurate.