Sheeba Mehdi Email & Phone Number

Manage and trained 5 loan analysts in resolving underwriting, documentation and servicing issues. •Successfully created and implemented a risk based Quality Control program that provided accountability and resulted in reducing the exception rate by 30%. •Achieved a 99.9% accuracy rating and significantly work volume and exception tracking by developing a high level of proficiency in Automated Compliance & Evaluation System (ACES) in the past two years.•Provided monthly and quarterly reports to senior management determining an accurate percentage of risk based loans that could create repayment risks and render loan unsalable to the investors. •Performed testing of Uniform Self Assessment for the Servicing department to proactively identify areas of material non compliance with USAP criteria in preparation for audit by Ernest & Young.

Trained new and existing loan analysts in performing cash flow analysis, documentation and servicing reviews. Performed due diligence prior to purchase loans from third party.•Streamlined the documentation and credit review processes for extreme efficiency. •Ranked as a top auditor for the quarter by reviewing files above and beyond the target.

Complete pre-funding audits of documentation in a timely manner. Assist in maintenance of accurate title policies for each loan.•Ensure documentation is complete and conformed to the Credit Approval Memorandum.•Completed prefunding audits of documentation in an efficient and timely manner and prevented any delays in loan funding.