Stacyann Melillo Email & Phone Number

New Rochelle, Ny, Us

Purchase, New York, United States

● Play a pivotal role in processing and approval of new loan applications and managing existing loan accounts by overseeing applications upon intake, reviewing documentation, and verifying information.● Leverage a deep understanding of the mortgage lending market and trends, including interest rates, loan programs, and government regulations to provide information and recommendations to clients.● Conduct in-depth financial analysis to assess borrowers' creditworthiness and determine loan eligibility, thereby avoiding errors and driving accuracy.● Analyze loan applications and financial documents to determine financial standing and risk factors prior to making recommendations for loan approvals and/or denials.● Collaborate with underwriting team to review loan applications and assure completeness of all required documentation, resulting in consistency and uniformity.● Deliver assistance to loan officers throughout the process of loan processing and issuance to drive efficiency● Utilize proficiency in Encompass, DU, LP, and Optimum Blue to facilitate effective management of workload.● Leverage knowledge of FNMA, FHLMC, FHA, VA, GNMA, and USDA guidelines to prevent violations.

Mount Vernon, Ny

● Served as Senior Account Receivables Lead for all property taxes collected to drive financial accuracy and transparency. ● Posted all property taxes to tax collection system (cash, checks, credit cards)/Payment Processing● Supervised all subordinates in collection and posting of property taxes to prevent inaccuracies and errors● Prepared bank deposits of tax collection monies along with investigating incorrect postings to correct and update records for swift access and retrieval.● Updated and maintained Excel spreadsheets to ensure comprehensive records for future use and reference.● Supported homeowners with tax questions and grievances to avoid escalations and maximize satisfaction.● Served as main point of contact for all title companies, banks, and mortgage brokers to facilitate seamless communication and information flow.

Elmsford, Ny

Maintained over 100 mortgage loan files per monthClosed and funded over 10 million dollars of mortgage loans per monthCommunication with account executives and brokers dailyIn charge of 3 account executivesMaintained daily and monthly reports on progress of loans95% average on all underwriting test assessmentsSenior clearence to approve conditions on loans

New Rochelle, Ny

Prepared reports for monthly sales meetingsMaintain mortgage files for all customersCommunication with mortgage banks and customers dailySchedule all appointments and travel arrangement for CEOOrder appraisal and title reportsPrepared deposits

New Rochelle, Ny

Associate'S Degree

Education record

Regents Diploma

Education record